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insure4music: Musical instrument insurance reviews

4.82
Based on 2,167 reviews, last reviewed 14th Sep 2026
9600% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

4

GEAR FOR MUCIC MAKES YOU GEARED FOR LIFE Gear for music is my go to store & they always deliver the goods quite literally & metaphorically. They are always on hand to give sound advice & know... Read more Reviewed on: 14th September 2026
Andy W's avatar
Andy W

Latest lowest rating:

2

The admin fees are more than the premium, effectivel... The admin fees are more than the premium, effectively doubling the cost of insuring a saxaphone. Reviewed on: 20th August 2025
KC's avatar
KC

About this product

Insure4Music provide music insurance policies for musicians and DJs.

You can insure all your instruments and equipment with one policy and spread the cost with monthly payments. In the event of a claim, instruments are replaced on a new for old basis or at market value.

Insure4Music reviews help you find out what it’s really like to be a customer. If you’ve used Insure4Music before, you can also leave a review and share your experience.

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insure4music Musical instrument insurance reviews (2170)

Excellent insurance cover

5
Excellent, affordable insurance cover for my music school business Reviewed on: 13th October 2023

Easy to claim, quick to pay out.

5
When one of my speakers developed a fault, it couldn't have come at a worse time. Especially when I had the fault diagnosed, and the parts weren't available any more. I then remembered I had insurance through Insure4music. I looked at the T&C's and saw I was indeed covered for breakdown as well as damage. Great! But after I called in, I found out there is a time limit when you're supposed to claim. The agent on the phone was very understanding and processed my claim. Even though I'd had the speakers a few years and not have proof of purchase, Insure4music settled my claim in a very short time. I was over the moon. From beginning to end, every agent I spoke to was so helpful and friendly. My renewal came through on an email this morning, I have no hesitation in accepting the renewal quote. Absolutely fantastic. Reviewed on: 13th October 2023

Great value and service

5
This company looks after you and provides great cover and no nonsense straight forward help and advice Reviewed on: 13th October 2023

Excellent company and seriously good cover

5
Always receive excellent customer service and great value for money policies Reviewed on: 13th October 2023

Easy to set up

5
Looking for cover for my instruments…..was recommended to have a look at Insure4music…..found site easy to navigate and quote extremely good. Reviewed on: 13th October 2023

All under one roof.

5
Came for equipment insurance, left with that, personal injury, loss of earnings, public liability… for a very reasonable rate. Reviewed on: 13th October 2023

Great value and coverage

5
Easy to deal with and ideal coverage for the working professional musician. Reviewed on: 13th October 2023

A great niche service :)

5
Great value for this niche insurance service Reviewed on: 13th October 2023

Quick & easy to do.

5
I’ve had my insurance for a few years now, it just rolls over with now fuss. Reviewed on: 11th September 2023

Good value Simple cover

5
An affordable essential public liability insurance for musicians and performers. Reviewed on: 9th September 2023

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