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insure4music: Musical instrument insurance reviews

4.80
Based on 2,108 reviews, last reviewed 23rd Jul 2026
4000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

WOW AMAZING fantastic service communication and f... “WOW AMAZING “ fantastic service communication and friendly people all wanting to help you get set up and started in the right place Reviewed on: 23rd July 2026
Mel's avatar
Mel

Latest lowest rating:

2

The admin fees are more than the premium, effectivel... The admin fees are more than the premium, effectively doubling the cost of insuring a saxaphone. Reviewed on: 20th August 2025
KC's avatar
KC

About this product

Insure4Music provide music insurance policies for musicians and DJs.

You can insure all your instruments and equipment with one policy and spread the cost with monthly payments. In the event of a claim, instruments are replaced on a new for old basis or at market value.

Insure4Music reviews help you find out what it’s really like to be a customer. If you’ve used Insure4Music before, you can also leave a review and share your experience.

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insure4music Musical instrument insurance reviews (2108)

Fast payment and easy process for claiming.

5
This is my first year with Insure4music, so when I had a speaker go faulty, I was a little anxious. Especially when I'd not remembered I'd taken this policy out until 5 weeks after the speaker went down. After an initial phone call and claims process, I was made aware that members were usually meant to claim within 4 weeks of the fault. But my claim was put through anyway. One problem I had was that I had had the speakers a few years and didn't have original receipts of purchase, although I could supply photos for proof of ownership from a few years previous. I also had to get an engineers report on the fault, which I had already. I was very pleased when I received a phone call a few days later confirming my claim had been authorised and my payment, the cost of a like for like new for old replacement, minus my excess, would be in my bank account in a few days. Sure enough, it was. The 3 people I talked with over the phone couldn't have been more professional and polite. Amazing service. Reviewed on: 14th July 2023

Insure4music is the REAL DEAL

5
Insure4music has been nothing short but that of a cost reasonable, reassuring & consistent provider for insurance. Much like the qualities in musicianship, these attributes deliver a cost effective trust for the policy-holder Reviewed on: 14th July 2023

Good people to deal with

5
I've used this company for several years for public liability insurance, a necessity for performers at many music festivals. Good price, good cover, and very straightforward. Reviewed on: 14th July 2023

Super

5
Very fast service ,very heplful if your equipment is broken. They repair it. If it is unrepairable ,they send the funds straight in your account to buy a new one Reviewed on: 14th July 2023

Easy to buy, great value insurance!

5
Easily customisable, good value and easy to buy insurance for Public, liability, kit and instruments etc. Not all bands are the same - why choose a one size fits all policy, when this is so easy to arrange? Reviewed on: 14th July 2023

Great comprehensive policy at a reasonable price

5
I choose this company after. A great deal of research. They were by far the best for my needs and price. The website was also very easy to navigate Reviewed on: 14th July 2023

Fantastic cover!

5
So straight forward to get sorted, made the whole process really easy. Reviewed on: 14th July 2023

Superb Insurer

5
Quite simply the best - easy to deal with, simple application process, high quality service. Reviewed on: 14th July 2023

Very easy and speedy cover

5
It was very easy to insure with Insure4Music. The process was so straightforward and you only insure for what you need. Would highly recommend. Reviewed on: 14th July 2023

Great service year after year!

5
An always friendly, helpful and pleasant experience at a great price, year after year! With staff that really care and are happy to answer any questions at anytime Reviewed on: 14th July 2023

Review insure4music: Musical instrument insurance now

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