Write a review

Newsletter

Go to business site

iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (158 reviews)

View other iwoca products

4.75

Based on 158 reviews, last reviewed 16th Jun 2026

19% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and helpful, talking to agents was easy too Quick and helpful, talking to agents was easy too Reviewed on: 16th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

Read all reviews Write a review

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

Help others make smarter decisions by sharing your own experience.

Write a review

iwoca Business loan reviews (158)

Quick and helpful, talking to agents was easy too

Quick and helpful, talking to agents was easy too Reviewed on: 16th June 2026

I'm happy with the speed and effeciency how my loan...

I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payroll. Within 24 hours of submitting the loan application, it was approved after completing the required security checks. The loan draw down process was very sipmle and hassle free. If you do need a business loan, Iwoca is here to champion your business loan needs, Junior Leachman, Director.Managing Partner, The Leachman Consultancy Limited Reviewed on: 10th June 2026

Excellent service.

Excellent service. My funds were in my account within 2 hours. Will definitely use Iwoca again! Reviewed on: 4th June 2026

Quick and Easy

Small business loan, application was simple and approved in 24 hours Reviewed on: 3rd June 2026

Excellent customer service and timely delivery of fa...

Excellent customer service and timely delivery of facility for our business operations. Reviewed on: 18th May 2026

Went through the business loan process.

Went through the business loan process... had the rate offer improve and personal outreach via Sara Karbasi who was excellent. Speaking with Sara over the phone gave me reassurance to make the decision Reviewed on: 14th May 2026

We were introduced by a broker and the entire proced...

We were introduced by a broker and the entire procedure was seemless and straight forward. There were no issues and our account manager was helpful throughout including explaining everything in depth and making sure that we fully understood all the terms and conditions. Reviewed on: 13th May 2026

Customer Services approach is very calm, pleasant an...

Customer Services approach is very calm, pleasant and sort what you need out in a speedy manner. Reviewed on: 28th April 2026

Iwoca Team

it was easy, cool and very relaxed Reviewed on: 27th April 2026

Top Class Service

I have had a fantastic experience dealing with IWOCA. I had a problem with making my monthly payment and I was shocked at how amazing they were with me and done everything to relieve the pressure Reviewed on: 24th April 2026

Do you have a different iwoca product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Hope Capital 0.00 from 0 reviews
Peer to Business Lending (discontinued)
from Ablrate (inactive company) 4.02 from 1 reviews
Business finance
from Allica 4.90 from 408 reviews

Want to see more from iwoca?

Buy now pay later
from iwoca 4.12 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub