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iwoca: Business loan reviews

4.88
Based on 151 reviews, last reviewed 28th Apr 2026
2017% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
2%
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1%
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1%
See only 1 star reviews
3%

Latest highest rating:

5

Customer Services approach is very calm, pleasant an... Customer Services approach is very calm, pleasant and sort what you need out in a speedy manner. Reviewed on: 28th April 2026
Tools's avatar
Tools

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025
Chee Lee's avatar
Chee Lee

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (151)

Customer Services approach is very calm, pleasant an...

5
Customer Services approach is very calm, pleasant and sort what you need out in a speedy manner. Reviewed on: 28th April 2026

Iwoca Team

5
it was easy, cool and very relaxed Reviewed on: 27th April 2026

Top Class Service

5
I have had a fantastic experience dealing with IWOCA. I had a problem with making my monthly payment and I was shocked at how amazing they were with me and done everything to relieve the pressure Reviewed on: 24th April 2026

Fantastic customer service from Bard

5
Since the moment I have applied for loan Bard was looking after my case and he provided the best customer service. Made sure all of my questions are answered and I know about what is available for me. even though I ended up not going for the business loan, I would as made aware that in future it will be easy for me to submit the application and if I need any help- Bard will be able to help me. Reviewed on: 24th April 2026

Very helpful all the way.

5
Very helpful all the way. Easy step to step access and funds were put in straight away Reviewed on: 22nd April 2026

Excellent, friendly customer service

5
Excellent, friendly customer service Reviewed on: 22nd April 2026

Always a great experience, appreciate their help wit...

5
Always a great experience, appreciate their help with cash flow issues with my business that I have from time to time Reviewed on: 22nd April 2026

Joe had a positive attitude and was easy to deal with.

5
Joe had a positive attitude and was easy to deal with. A straightforward transaction from start to finish. Reviewed on: 22nd April 2026

prompt service

5
It was a very prompt service I was really impressed Reviewed on: 22nd April 2026

IWOCA serves is good, efficient and fast

5
IWOCA serves is good, efficient and fast Reviewed on: 21st April 2026

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