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iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (163 reviews)

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4.75

Based on 163 reviews, last reviewed 3rd Jul 2026

27% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (163)

Very fast response and excellent communication all t...

Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Simple to use

We have used Iwoca several times as it is the easiest way to fund short term borrowing for business and no hassle dealing with banks!! Reviewed on: 3rd July 2026

I’m happy so far with everything

I’m happy so far with everything Reviewed on: 2nd July 2026

My customer support

My customer support person, Zog, is professional, very helpful and extremely communicative. Thank you. Reviewed on: 22nd June 2026

Excellent, helpful and professional service.

Excellent, helpful and professional service. Reviewed on: 22nd June 2026

Quick and helpful, talking to agents was easy too

Quick and helpful, talking to agents was easy too Reviewed on: 16th June 2026

I'm happy with the speed and effeciency how my loan...

I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payroll. Within 24 hours of submitting the loan application, it was approved after completing the required security checks. The loan draw down process was very sipmle and hassle free. If you do need a business loan, Iwoca is here to champion your business loan needs, Junior Leachman, Director.Managing Partner, The Leachman Consultancy Limited Reviewed on: 10th June 2026

Excellent service.

Excellent service. My funds were in my account within 2 hours. Will definitely use Iwoca again! Reviewed on: 4th June 2026

Quick and Easy

Small business loan, application was simple and approved in 24 hours Reviewed on: 3rd June 2026

Excellent customer service and timely delivery of fa...

Excellent customer service and timely delivery of facility for our business operations. Reviewed on: 18th May 2026

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