Write a review

Go to business site

iwoca: Business loan reviews

Name: Business loan
Rating: 4.8 (81 reviews)

View other iwoca products

4.80

Based on 81 reviews, last reviewed 19th Mar 2026

6500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

3 star

Latest highest rating:

5

Iwoca have kept our business functional and we are s... Iwoca have kept our business functional and we are so glad to have been able to use them in times of need - highly recommended!! Reviewed on: 19th March 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

Read all reviews Write a review

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

Help others make smarter decisions by sharing your own experience.

Write a review

iwoca Business loan reviews (81)

Iwoca have kept our business functional and we are s...

Iwoca have kept our business functional and we are so glad to have been able to use them in times of need - highly recommended!! Reviewed on: 19th March 2026

The application and porcess was straightforward and...

The application and porcess was straightforward and quick. Reviewed on: 18th March 2026

Sara was very efficient, knowledgeable and friendly.

Sara was very efficient, knowledgeable and friendly. As always a very good experience dealing with Iwoca Reviewed on: 17th March 2026

I found Sally very helpful thoughout.

I found Sally very helpful thoughout. She was helpful and friendly and a pleasure to deal with. Thank you. Reviewed on: 17th March 2026

Very simple process from the initial call to funds a...

Very simple process from the initial call to funds arriving Reviewed on: 17th March 2026

Really good service - smooth and efficient

Really good service - smooth and efficient Reviewed on: 17th March 2026

Excellent and fast service, got quick decision

Excellent and fast service, got quick decision Reviewed on: 16th March 2026

A wonderful team and efficient service, would Highle...

A wonderful team and efficient service, would Highley recommend if your looking for a small business loan. thank you team. Reviewed on: 16th March 2026

Great experience from start to finish.

Great experience from start to finish. Joe Daysh was my accounts manager and he was so helpful thoughout the entire process even though I can be hard to get a hold of sometimes. I thought the value of the loan offered was great and the interest rate was superb. I have even had a top up loan later on as the rates are so great. Will always use IWOCA going forward for business purchases or tax bills where needed. Reviewed on: 14th March 2026

Fast and realiable

Very straight forward and fast. I got the money really quick and same day Reviewed on: 13th March 2026

Do you have a different iwoca product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business loans
from LHV Bank 0.00 from 0 reviews
Business Finance
from ASC Finance for Business 3.42 from 7 reviews
Business Cash Advance
from Liberis 5.00 from 20 reviews

Want to see more from iwoca?

Buy now pay later
from iwoca 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub