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iwoca: Business loan reviews

Name: Business loan
Rating: 4.74 (172 reviews)

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4.74

Based on 172 reviews, last reviewed 9th Oct 2026

88% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy and helpful to deal with Very easy and helpful to deal with Reviewed on: 9th October 2026

Latest lowest rating:

1

A terrible UK company. A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of you as possible, ev... Read more Reviewed on: 9th October 2026

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (172)

Very easy and helpful to deal with

Very easy and helpful to deal with Reviewed on: 9th October 2026

A terrible UK company.

A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of you as possible, even without your consent. Reviewed on: 9th October 2026

Reply from iwoca Hi Eduard, I am sorry to see that a negative review has been left. It's concerning to see that you feel money has been taken without your consent. If you would like to discuss this in more detail please do not hesitate to contact us as [email protected] and we will be happy to have a look over this for you. Kind regards, Joe. Response date: 12th October 2026

Efficient process and very good communication

Prompt decision and nearly immediate availability of funds, with a reasonable period to draw down. Communication was timely, and their process was easy to understand. Reviewed on: 9th October 2026

so easy to deal with, completely satisfied

so easy to deal with, completely satisfied Reviewed on: 31st August 2026

Really fast, efficient & professional service.

Really fast, efficient & professional service. Reviewed on: 19th August 2026

Excellent Service

Excellent service from start to finish. The loan process was straightforward, professional, and efficient. Communication was clear, and LIV was very helpful throughout. I would highly recommend their services to anyone looking for reliable loan provision. Reviewed on: 19th August 2026

Can't fault them.

All good in my book, can't fault them. Reviewed on: 18th August 2026

I was in desperate need for a small business loan

I was in desperate need for a small business loan to help with cash flow just for a short period of time, tried many other options, even my bank who I have been with for many years. To no success. Iwoca accepted my request within a couple of hours and soon as I submitted my id and details the money was in my business account within seconds literally. The payment plan is very flexible and cost effective especially for us only needing the help for a short month or 2. Look forward to working with Iwoca regularly in the near future. Reviewed on: 7th August 2026

EXCELLENT COMPANY EASY TO DEAL WITH

EXCELLENT COMPANY ,EASY TO DEAL WITH MONEY IN YOUR ACCOUNT STRAIGHT AWAY Reviewed on: 4th August 2026

Very fast response and excellent communication all t...

Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

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