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iwoca: Business loan reviews

Name: Business loan
Rating: 4.86 (115 reviews)

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4.86

Based on 115 reviews, last reviewed 14th Apr 2026

9900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

3 star

Latest highest rating:

5

Nisar at IWOCA is excellent, very professional, and... Nisar at IWOCA is excellent, very professional, and great attention to detail. This loan is very helpful for my business and I will work well to pay ... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (115)

Nisar at IWOCA is excellent, very professional, and...

Nisar at IWOCA is excellent, very professional, and great attention to detail. This loan is very helpful for my business and I will work well to pay back everything as soon as possible for a continuous good business working relationship with IWOCA. So I can borrow more money from IWOCA in future. Reviewed on: 14th April 2026

Great customer service and quick

Great customer service and quick Reviewed on: 14th April 2026

a great sme lender that is simple to use, helpful cu...

a great sme lender that is simple to use, helpful customer support and makes the process transparent . Reviewed on: 14th April 2026

Quick and easy.

Quick and easy. After contacting several companies to obtain a 12-month business loan, we found that most now offer only secured loans at 15 to 20%. The company only needs a certain amount of money to cover a requisition and expand. This made life so much easier when Iwoca contacted us by telephone. Joe was extremely helpful, answering all our questions and offering a good interest rate with the option to pay off early, should we wish to. Reviewed on: 14th April 2026

Great service

Great communication with the loan and guided me along the whole way Reviewed on: 14th April 2026

Great customer service, answered all my questions

Great customer service, answered all my questions Reviewed on: 14th April 2026

The whole process was clear and simple.

The whole process was clear and simple. It was very reassuring to speak to a real person also! Ellie was great. Reviewed on: 14th April 2026

Nice and easy.

Nice and easy. Professional stuff as well Reviewed on: 13th April 2026

Excellent account management

Our account Manager Daniel has been excellent, he checks in every few months and shows genuine interest in how the business is going. Reviewed on: 13th April 2026

Sara was first class - polite, friendly and very pro...

Sara was first class - polite, friendly and very professional, and extremely knowledgable and helpful. Reviewed on: 13th April 2026

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