Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

iwoca reviews

iwoca Logo
Rated Excellent • 4.74/5

iwoca reviews

Verified business Last reviewed within 14 days
Write a review
  • Dedicated account manager for eligible customers
    Dedicated account manager for eligible customers
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • UK-based contact centre
    UK-based contact centre
  • Award winning organisation
    Award winning organisation

Review summary

People rate this company as Excellent based on 174 product reviews

Average score of 4.74/5
5 star
93%
4 star
3%
3 star
1%
2 star
1%
1 star
3%
Reviews for iwoca have trended negatively over the past 90 days

Latest positive rating

5.00/5

Very easy and helpful to deal with

Very easy and helpful to deal with

{"display":"Azeem O","slug":"user1791554527","deleted_at":null,"created_at":"2026-10-09T14:02:07.000000Z","updated_at":"2026-10-09T14:02:07.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Azeem","last_name":"Omar","full_name":"Azeem Omar","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Business loan
Azeem O 9th October 2026

Latest negative rating

1.00/5

A terrible UK company.

A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of... A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of you as possible, even without your consent. Read more Read less

{"display":"Eduard C","slug":"user1743170752","deleted_at":null,"created_at":"2025-03-28T14:05:52.000000Z","updated_at":"2025-03-28T14:05:52.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Eduard","last_name":"Ceban","full_name":"Eduard Ceban","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Business loan
Eduard C 9th October 2026
See more reviews for iwoca products

About iwoca

iwoca provides business finance to small businesses.

The iwoca founders were working in finance when they noticed how big banks were falling short in serving small businesses. iwoca set out to create a modern alternative. By leveraging technology and data science, iwoca built a streamlined lending experience that makes accessing finance simpler and faster.

Since their launch in 2012, iwoca has grown to a global team of around 650, working towards the goal of funding one million small businesses.

iwoca at a glance

Contact details

Phone
020 3778 0274
Email
[email protected]
Main address
6 East Parade, Leeds, LS1 2AD
Social media

Reviews for iwoca

Showing 11 of 174 company reviews • Last reviewed within 14 days

Very easy and helpful to deal with

Business loan • 9th October 2026

Very easy and helpful to deal with

{"display":"Azeem O","full_name":"Azeem O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

A terrible UK company.

Business loan • 9th October 2026

A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of... A terrible UK company. it’s best never to deal with them. Those scumbags will do whatever it takes to squeeze as much money out of you as possible, even without your consent. Read more Read less

{"display":"Eduard C","full_name":"Eduard C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Terrible • 1.00/5
Read more product reviews
Reply from iwoca
Hi Eduard, I am sorry to see that a negative review has been left. It's concerning to see that you feel money has been taken without your consent. If you would like to discuss this in more detail please do not hesitate to contact us as [email protected] and we will be happy to have a look over this for you. Kind regards, Joe.
12th October 2026
iwoca
  • 4.00/5

    Efficient process and very good communication

    Prompt decision and nearly immediate availability of funds, with a reasonable period to draw down. Communication was timely, and their process was easy to understand.

    {"display":"Jeff H","full_name":"Jeff H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Jeff H 9th October 2026
  • 5.00/5

    so easy to deal with, completely satisfied

    so easy to deal with, completely satisfied

    {"display":"Elliston G","full_name":"Elliston G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Elliston G 31st August 2026
  • 5.00/5

    Really fast, efficient & professional service.

    Really fast, efficient & professional service.

    {"display":"Gary B","full_name":"Gary B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Gary B 19th August 2026
  • 5.00/5

    Excellent Service

    Excellent service from start to finish. The loan process was straightforward, professional, and efficient. Communication was clear, and LIV was very helpful throughout. I would... Excellent service from start to finish. The loan process was straightforward, professional, and efficient. Communication was clear, and LIV was very helpful throughout. I would highly recommend their services to anyone looking for reliable loan provision. Read more Read less

    {"display":"Yetunde","full_name":"Yetunde","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Yetunde 19th August 2026
  • 5.00/5

    Can't fault them.

    All good in my book, can't fault them.

    {"display":"Howard L","full_name":"Howard L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Howard L 18th August 2026
  • 5.00/5

    I was in desperate need for a small business loan

    I was in desperate need for a small business loan to help with cash flow just for a short period of time, tried many other... I was in desperate need for a small business loan to help with cash flow just for a short period of time, tried many other options, even my bank who I have been with for many years. To no success. Iwoca accepted my request within a couple of hours and soon as I submitted my id and details the money was in my business account within seconds literally. The payment plan is very flexible and cost effective especially for us only needing the help for a short month or 2. Look forward to working with Iwoca regularly in the near future. Read more Read less

    {"display":"Chris R","full_name":"Chris R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Chris R 7th August 2026
  • 5.00/5

    EXCELLENT COMPANY EASY TO DEAL WITH

    EXCELLENT COMPANY ,EASY TO DEAL WITH MONEY IN YOUR ACCOUNT STRAIGHT AWAY

    {"display":"david peck","full_name":"david peck","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    david peck 4th August 2026
  • 4.00/5

    Very fast response and excellent communication all t...

    Very fast response and excellent communication all the way

    {"display":"Saud ","full_name":"Saud ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business loan
    Saud 3rd July 2026
  • 5.00/5

    Simple to use

    We have used Iwoca several times as it is the easiest way to fund short term borrowing for business and no hassle dealing with banks!!

    {"display":"Alison ","full_name":"Alison ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from iwoca

    Showing all products offered by iwoca

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice