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L&C Mortgages: Mortgage broker reviews

4.88
Based on 2,751 reviews, last reviewed 11th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, friendly and approachable. Very helpful, friendly and approachable. Made sure they understood our exact needs, went away and came back with a better deal than we could find in o... Read more Reviewed on: 11th June 2026
Chris C's avatar
Chris C

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
Miss A's avatar
Miss A

About this product

L&C is a UK based mortgage broker.

You don’t pay any fees to use the L&C mortgage broker service as they are paid by lenders. If a better deal becomes available before you complete, L&C will be able to swap you on to it if it's better.

L&C mortgage reviews help you find out what it’s really like to be a customer. If you’ve used L&C before, you can also leave a review and share your experience.

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L&C Mortgages Mortgage broker reviews (2751)

First Time Buyer - Would Recommend!

5
I was a first time buyer and L&C were fantastic - I felt comfortable and empowered to buy my first home. No regrets! Reviewed on: 6th February 2026

Easy and intuitive dashboard to understand pension i...

5
Easy and intuitive dashboard to understand pension information. Regular contact via email also very much appreciated. No complaints on the service at all. Reviewed on: 6th February 2026

I have used L&C for several years with no plan to stop!

5
I have used L&C for several years now - they are so knowledgable, act promptly and proactively and have in depth knowledge of the market as well as understanding an individuals circumstances. Reviewed on: 6th February 2026

Having been using L&C For years.

5
Having been using L&C For years. Never had any issues. L&C have always found me the best deal. Reviewed on: 6th February 2026

A relationship I feel I can rely on.

5
Over the years, I'd used a number of broker services, financial advisors and my own research to find and change mortgages. But then I tried L&C. The agent I've developed a good relationship with provides me with options and advice I can rely on to be in my best interests. Whatever my particular needs, he comes up trumps. The guidance on kinds of mortgages, fees, what works best as situations change has always proved good. If I've had a notion to take a route that isn't the best for me, he will lay out the implications, helping me to see any problems, but without pressure or prescription. Reviewed on: 6th February 2026

agents are nice; the value provided is fantastic

5
agents are nice; the value provided is fantastic Reviewed on: 6th February 2026

Really great team supporting where I had additional...

5
Really great team supporting where I had additional needs. Reviewed on: 6th February 2026

I had problems with the support with ONP Group solic...

5
I had problems with the support with ONP Group solicitors working with L&C, but L&C support themselves was really good and made the process really simple. Reviewed on: 6th February 2026

Jonathan Halford is fantastic

5
I have used Jonathan Halford on a number of occasions and I have recommended him to friends. He was fantastic and could answer questions very quick, and give price differences. I threw a lot of really complex niche scenarios and he was able to respond. Also was able to to provide individual advice and not just stick to what would be "normal" Reviewed on: 6th February 2026

Great Experience with L&C

5
Easy from beginning to the end. Very fast replies and easy to communicate with. Reviewed on: 6th February 2026

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