Paid advertisement
Smart Money People Logo
Newsletter

L&C Mortgages: Mortgage broker reviews

4.88
Based on 2,751 reviews, last reviewed 11th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, friendly and approachable. Very helpful, friendly and approachable. Made sure they understood our exact needs, went away and came back with a better deal than we could find in o... Read more Reviewed on: 11th June 2026
Chris C's avatar
Chris C

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
Miss A's avatar
Miss A

About this product

L&C is a UK based mortgage broker.

You don’t pay any fees to use the L&C mortgage broker service as they are paid by lenders. If a better deal becomes available before you complete, L&C will be able to swap you on to it if it's better.

L&C mortgage reviews help you find out what it’s really like to be a customer. If you’ve used L&C before, you can also leave a review and share your experience.

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review

L&C Mortgages Mortgage broker reviews (2751)

Simple and straightforward, right through the process.

5
Simple and straightforward, right through the process. Continually kept updated. Friendly staff who spoke to me on a level basis, no confusing me unfamiliar 'jargon'. Reviewed on: 25th March 2025

Excellent support when re-mortgaging

5
I have used L&C to re-mortgage my house twice now (in 2020 and 2025) and both times I have received excellent customer service and the best deal. In 2020, the mortgage broker supported me to take 10 years off my mortgage by finding an excellent deal. More recently, the mortgage broker was quick to find the deals and give me options to pick from. Communicated throughout. Even when I'd accepted a new mortgage, I was contacted and informed that a lower rate had been found for me and was able to switch to the new and better deal! Reviewed on: 25th March 2025

Some of the advisers assigned to me have excellent s...

4
Some of the advisers assigned to me have excellent score but there has been others that has held me back scoring excellent overall. Reviewed on: 25th March 2025

Excellent service

5
I’m a single mum and had tried my bank whom I have been with for 25 years (and always had a good credit rating) to obtain a mortgage but I was 10k short on the amount I needed. L&C were very helpful and found several suitable mortgages. As mortgage level fluctuated they advised me of how I could change to suit my needs. I can’t thank them enough. I have a new home and a good rate for my mortgage. Reviewed on: 25th March 2025

Safe hands!

5
I arranged a very rapid mortgage with L&C when interest rates were due to change. The diligent team I spoke to completely understood the urgency and worked incredibly hard to get me the best rate that I could in a changing market. I felt I was safe hands and prioritised throughout! Reviewed on: 25th March 2025

L&C found a list of the best mortgages available at...

5
L&C found a list of the best mortgages available at the time and made recommendations on my circumstances. They made the whole process of re-mortgaging incredibly easy. Reviewed on: 25th March 2025

Hassle free, straight forward friendly assistance.

5
I’m currently purchasing my second home with the help of L&C. I had a mortgage offer within 24 hours of my Inital phone call! I’ve used them for my first home purchase back in 2021 and my remortgage back in 2023, absolutely hassle free. always helpful friendly input and even passing on to brokers, I managed to get fantastic life and critical illness cover given my risky employment this wasn’t an easy task to find a good deal, I’ve recommended my colleagues as an outcome. Also recently the survey company for the property I’m purchasing was recommended by L&C and I can honestly say I have never seen a more in depth and realistic survey on a property. I would recommend every contact I have made through L&C. You are definitely in safe hands, exactly what you need while making the biggest purchase of your life. Reviewed on: 25th March 2025

Get things done as promised

5
Very helpful team of people who made sure the proposed mortgage was realised by the lender, without which we wouldn't have been able to proceed with the house purcahse Reviewed on: 25th March 2025

Reliable and Professional Mortgage Broker

5
I've used this mortgage broker organization three times over the past six years, and each experience has been excellent. They’ve consistently provided timely service, reaching out well in advance of my mortgage expiring to help arrange a new one. Whenever I had questions, their team responded promptly and clearly, ensuring I felt supported throughout the process. I’ve been consistently happy with their professionalism and would definitely recommend them to others. Reviewed on: 25th March 2025

I was contacted L&C for a mortgage application after...

5
I was contacted L&C for a mortgage application after I was let down by the original broke and I was so stressed out but after speaking to Jonathan Halford I felt relieved. He is professional and knowledgeable and got me the best deal and mortgage approved in a week. Amazing service! Reviewed on: 25th March 2025

Review L&C Mortgages: Mortgage broker now

Help others make smarter decisions by sharing your own experience. Write a review