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L&C Mortgages: Mortgage broker reviews

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4.89
Based on 2,747 reviews, last reviewed 19th Mar 2026
130100% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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Latest highest rating:

5

A great and efficient service from L& C brokers. A great and efficient service from L& C brokers. They sorted an issue out quickly, effectively and professionally. I’d highly recommend their services... Read more Reviewed on: 19th March 2026
Maggie H's avatar
Maggie H

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
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Miss A
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About this product

Want to read reviews of mortgage broker L&C Mortgages? See what the Smart Money People community is saying below to help you decide which broker is right for you. Or have you already used L&C Mortgages in the past? Post a review of your experiences and you'll be helping others with their mortgage application!

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L&C Mortgages Mortgage broker reviews (2747)

A lot has changed since 2020

3
In 2020, L&C provided a reliable service when assisting me in securing a mortgage, and a few years later they were again able to obtain another competitive deal. On both occasions, they assessed my personal circumstances and selected what they considered to be the most suitable option from the products available to them. However, this standard of service declined in subsequent years. In 2024 and 2025, when I needed to re-mortgage both properties, L&C was unable to identify a more competitive deal. Consequently, I arranged the re-mortgages directly with my existing lender. While this may be influenced by current market conditions, I find it difficult to understand why L&C was unable to offer any alternative or improved options. Reviewed on: 5th February 2026
dom's avatar
dom

I have remortgaged twice with them and had excellent...

5
I have remortgaged twice with them and had excellent results and outcome with the advisers giving the best options that resulted in our needs being met Reviewed on: 5th February 2026
Nnamdi A's avatar
Nnamdi A

First encounter with L and C when I went to remortgage.

5
First encounter with L and C when I went to remortgage. They gave me excellent advice. I signed up to their emails and get regular updates. Reviewed on: 5th February 2026
Viv S's avatar
Viv S

I had a smooth and easy process to get my mortgage

5
I had a smooth and easy process to get my mortgage application all the way to the offer Reviewed on: 5th February 2026
Aslam Cader's avatar
Aslam Cader

Smooth, easy application

5
Kirsty Graham was the best, handled our whole application, answered all of our questions as first time buyers. So easy. Reviewed on: 5th February 2026
Kara's avatar
Kara

Efficient and informative

5
Offer a range of different mortgages deals, explain the difference so you can make an informed decision. Reviewed on: 5th February 2026
Mr A's avatar
Mr A

Come up trump for new and re-mortgage

5
Have used them twice so far and the have been very good at communication and coming up with the best deal every time Reviewed on: 5th February 2026
Wills's avatar
Wills

Great customer service and made remortgaging less st...

5
Great customer service and made remortgaging less stressful. Reviewed on: 5th February 2026
Gee's avatar
Gee

They saw Liz Truss coming

5
When I remortgaged, they were fantastic at finding competitive offers and informing me of my different financial routes. Hannah was brilliant at reading the political landscape and strongly encouraged me to secure my mortgage before Liz Truss had her way with our economy. I will be forever grateful. Reviewed on: 5th February 2026
Simon's avatar
Simon

One of the best

5
They are efficient and friendly. Very straightforward. I was having difficulty to understand but they made it so feasible. Thank you Reviewed on: 5th February 2026
Lali's avatar
Lali

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