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L&C Mortgages: Mortgage broker reviews

4.88
Based on 2,751 reviews, last reviewed 11th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, friendly and approachable. Very helpful, friendly and approachable. Made sure they understood our exact needs, went away and came back with a better deal than we could find in o... Read more Reviewed on: 11th June 2026
Chris C's avatar
Chris C

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
Miss A's avatar
Miss A

About this product

L&C is a UK based mortgage broker.

You don’t pay any fees to use the L&C mortgage broker service as they are paid by lenders. If a better deal becomes available before you complete, L&C will be able to swap you on to it if it's better.

L&C mortgage reviews help you find out what it’s really like to be a customer. If you’ve used L&C before, you can also leave a review and share your experience.

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L&C Mortgages Mortgage broker reviews (2751)

A1 Mortgage Advice

5
Very easy and straightforward advice about my mortgage options. Always very prompt in answering any queries I may have had. A very happy experience in dealing with the team. Reviewed on: 6th February 2026

Really helpful friendly advice and maintained contac...

5
Really helpful friendly advice and maintained contact regularly Reviewed on: 5th February 2026

Great Service

5
Personable, efficient and found a very good rate for a fixed term. I will be using L&C again when it’s time to renew Reviewed on: 5th February 2026

Always super helpful and give great advice

5
Always super helpful, responsive and give great advice. Used them for years and will keep going back! Reviewed on: 5th February 2026

A lot has changed since 2020

3
In 2020, L&C provided a reliable service when assisting me in securing a mortgage, and a few years later they were again able to obtain another competitive deal. On both occasions, they assessed my personal circumstances and selected what they considered to be the most suitable option from the products available to them. However, this standard of service declined in subsequent years. In 2024 and 2025, when I needed to re-mortgage both properties, L&C was unable to identify a more competitive deal. Consequently, I arranged the re-mortgages directly with my existing lender. While this may be influenced by current market conditions, I find it difficult to understand why L&C was unable to offer any alternative or improved options. Reviewed on: 5th February 2026

I have remortgaged twice with them and had excellent...

5
I have remortgaged twice with them and had excellent results and outcome with the advisers giving the best options that resulted in our needs being met Reviewed on: 5th February 2026

First encounter with L and C when I went to remortgage.

5
First encounter with L and C when I went to remortgage. They gave me excellent advice. I signed up to their emails and get regular updates. Reviewed on: 5th February 2026

I had a smooth and easy process to get my mortgage

5
I had a smooth and easy process to get my mortgage application all the way to the offer Reviewed on: 5th February 2026

Smooth, easy application

5
Kirsty Graham was the best, handled our whole application, answered all of our questions as first time buyers. So easy. Reviewed on: 5th February 2026

Efficient and informative

5
Offer a range of different mortgages deals, explain the difference so you can make an informed decision. Reviewed on: 5th February 2026

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