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Laka reviews

Laka logo
Rated Excellent 4.95/5

Laka reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 2,655 product reviews

Average score of 4.95/5
5 star
97%
4 star
3%
3 star
0%
2 star
0%
1 star
0%
Reviews for Laka have trended positively over the past 90 days

Latest positive rating

5/5

Dedicated insurer for cyclists.

Dedicated insurer for cyclists. Great value and service

{"display":"p t","full_name":"p t","avatar":{"url":"\/assets\/uploads\/avatars\/users\/610954.png"}}'s avatar
Cycle insurance
p t 5th October 2025

Latest negative rating

1/5

Terrible experience

Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was... Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was 4 working days. When you are trying to agree on the next steps to fix the damage on your bike, this could require multiple email interactions, making the process super long. They should be focusing less on marketing and more on actually doing the job Read more Read less

{"display":"Stefano M","full_name":"Stefano M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Cycle insurance
Stefano M 14th August 2025

About Laka

Laka claims to have challenged outdated traditional insurance to provide customers with a fairer, collective-driven. approach to cycle insurance. But what do customers think? Smart Money People is all about your feedback. By sharing your Laka reviews you can help others find out more about this innovative insurance company launched in 2017.

Laka at a glance

Contact details

Reviews for Laka

Showing 11 of 2655 company reviews Last reviewed within 7 days

Dedicated insurer for cyclists.

Cycle insurance 5th October 2025

Dedicated insurer for cyclists. Great value and service

{"display":"p t","full_name":"p t","avatar":{"url":"\/assets\/uploads\/avatars\/users\/610954.png"}}'s avatar
p t
Rated Excellent 5/5
Read more product reviews

Great value for money.

Cycle insurance 3rd October 2025

Great value for money. Great company.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Great customer service

    Very helpful customer service and easy to follow website/joining up

    {"display":"Wendy","full_name":"Wendy","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    Wendy 2nd October 2025
  • 5/5

    User-Friendly.

    Not had to claim anything yet, but the experience thus far has been very customer-friendly.

    {"display":"Jonny R","full_name":"Jonny R","avatar":{"url":"\/uploads\/avatars\/users\/1307307.jpg"}}'s avatar
    Cycle insurance
    Jonny R 30th September 2025
  • 4/5

    Proper bike insurance

    They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they... They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm optimistic, to a point. I love the flexibility and the price, plus the ability to insure all my clothing and accessories. I like that they are a bike insurance company rather than an insurance company adding bikes as an afterthought. Read more Read less

    {"display":"Mx Paul ","full_name":"Mx Paul ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    Mx Paul 25th September 2025
  • 5/5

    The ONLY good insurance company

    Love laka, appreciate the transparency, the flexibility and the values. First insurance company that actually feels like they are on your side.

    {"display":"Nikhil T","full_name":"Nikhil T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    Nikhil T 24th September 2025
  • 5/5

    Clear and efficient service, highly recommended.

    Clear and efficient service, highly recommended.

  • 5/5

    Twice a life saver

    They have helped me out twice. Once with a stolen bike battery and once with a stolen bike. The process was extremely straightforward the turnaround was quick.

  • 4/5

    Generally good but some points raised.

    Things are generally ok here, I mean thankfully I have not had to claim which is when an insurance company really comes to the test.... Things are generally ok here, I mean thankfully I have not had to claim which is when an insurance company really comes to the test. However, I do have three important points I’d like to raise, in hope that Laka can improve: 1. I’ve currently got five (5) fairly expensive bicycles insured with them and never have I heard them mention anything about a loyalty rate. 2. We get the statement just a day before the payment is due, on one occasion I didn’t even get a statement and payment bounced. 3. Communion when reaching out isn’t exactly timely, in fact, it took someone a week to get back when I was setting up my account and came across some questions which were mainly because I was unfamiliar with using such platform previously. People on the Laka side shouldn’t take other people’s experiences according to their own and that’s a big one when responding to customer’s queries. Read more Read less

    {"display":"NX","full_name":"NX","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    NX 22nd September 2025
  • 5/5

    Laka is well designed and approachable.

    Laka is well designed and approachable. I have filed one claim and it was dealt with efficiently. I am pleased with the product, whilst it... Laka is well designed and approachable. I have filed one claim and it was dealt with efficiently. I am pleased with the product, whilst it is not super cheap it is good and does what it says it will! Read more Read less

    {"display":"Selvi ","full_name":"Selvi ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    Selvi 22nd September 2025
  • 5/5

    Incredibly easy to make a claim after my bike was st...

    Incredibly easy to make a claim after my bike was stolen. As soon as all my evidence was uploaded they proceded with my claim to... Incredibly easy to make a claim after my bike was stolen. As soon as all my evidence was uploaded they proceded with my claim to get me back on the road Read more Read less

    {"display":"Guy F","full_name":"Guy F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cycle insurance
    Guy F 22nd September 2025

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