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Lendable: Personal loan reviews

Name: Personal loan
Rating: 4.85 (32047 reviews)

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4.85

Based on 32,046 reviews, last reviewed 20th Jul 2026

91% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Goodgood Very helpful and efficient done what they said they would Reviewed on: 20th July 2026

Latest lowest rating:

1

Run in to Trouble, Company Dont Care Due to my wife being diagnosed with Cancer twice, I have been forced to reduce hours dramatically at work to care for her. Due to my wife being ill f... Read more Reviewed on: 27th May 2026

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About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

Review Lendable: Personal loan now

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Lendable Personal loan reviews (32047)

Very easy process and customer service

Very easy process and customer service Reviewed on: 15th March 2026

Never an issue with lendable, website easy to use, n...

Never an issue with lendable, website easy to use, never any problems at all! If I have any questions then I can just call up and ask the question Reviewed on: 15th March 2026

Hassle free

It was quick and easy to apply, the money was in my bank with 5 minutes and this was on a weekend. I checked through Clear score for my chances off approval. There were a few pre approved and this was the best rate. Reviewed on: 15th March 2026

My apr rate is high and one thing I wish you can add...

My apr rate is high and one thing I wish you can add is when you put overpayments on you can choose to get the monthly payment down as much as you can the term cause abound lets you do that Reviewed on: 15th March 2026

Reply from Lendable Dear Aidan, Thank you for your four-star review and for providing such constructive feedback regarding our overpayment options. We understand your concerns regarding your APR and your preference for more flexibility in how overpayments are applied. At Lendable, our interest rates are personalized based on an individual’s credit profile and a comprehensive assessment of affordability. Regarding overpayments, our standard process is to apply these to the outstanding capital balance, which reduces the total interest you pay and shortens the overall loan term. While we currently focus on term reduction, we are always looking for ways to enhance our features based on customer suggestions like yours. For security and privacy reasons, we cannot discuss the specific details of your loan, your interest rate, or your repayment schedule on this public forum. We take the protection of your personal and financial data very seriously. If you would like to discuss your specific repayment options or have any questions about your account, please reach out to our team directly at [email protected]. Kind regards, The Lendable Team Response date: 14th April 2026

Its was swift and good interest rate

Its was swift and good interest rate Reviewed on: 15th March 2026

Reply from Lendable Hi Awawu, Thank you for getting in touch and may we thank you for your positive review. We do very much appreciate you choosing us to assist you. If you have any feedback on how we could improve our service to make it 5* please email [email protected]. You can either edit your review with the feedback or send us a separate email. Many thanks, Lendable Response date: 14th April 2026

Superb, great service and prompt

Superb, great service and prompt Reviewed on: 15th March 2026

Best, quick to apply and approved, very clear term a...

Best, quick to apply and approved, very clear term and condition. Online statement very clear about interest rate and how much you will be paying. Any payments problem they happy to help. Very friendly staff. Reviewed on: 15th March 2026

Not good never missed a payment applied for a loan a...

Not good never missed a payment applied for a loan and got declined disappointed Reviewed on: 15th March 2026

Reply from Lendable Hello Kerry, Thank you for your feedback. We completely understand the disappointment that comes with being a reliable customer who has never missed a payment, only to have a new application declined. At Lendable, our lending decisions are based on a comprehensive and fresh assessment of various factors at the time of each application. While a perfect repayment history with us is a very positive factor, our policy requires us to also evaluate real-time data from credit reference agencies and current affordability criteria. Because these external factors and lending standards can change over time, it is possible for a new application to be declined even if previous loans were managed successfully. This ensures we are always lending responsibly and in the best interest of our customers' current financial health. For security and privacy reasons, we cannot discuss the specific reasons for this decision or any details regarding your account on this public forum. We are committed to maintaining the total confidentiality of your financial data. We would be happy to provide more context regarding our decision-making process privately. Please feel free to reach out to our team at [email protected], and we will assist you further. Best regards, The Lendable Team Response date: 13th April 2026

I have got two loans out with lendable and have a ha...

I have got two loans out with lendable and have a had a quick and easy experience with them Reviewed on: 15th March 2026

Excellent

Excellent customer service! The team clearly explained how to log into my account and made everything very easy to understand. The application process was simple and smooth. The app itself is excellent — you can log in quickly, track your loan, and view your statements straight away. Everything is clear and convenient. Highly recommended! Reviewed on: 15th March 2026

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Lendable: Personal loan reviews

91% decrease in 5 star reviews

83% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Lendable: Personal loan now

Lendable Personal loan reviews (32047)

Very easy process and customer service

Never an issue with lendable, website easy to use, n...

Hassle free

My apr rate is high and one thing I wish you can add...

Its was swift and good interest rate

Superb, great service and prompt

Best, quick to apply and approved, very clear term a...

Not good never missed a payment applied for a loan a...

I have got two loans out with lendable and have a ha...

Excellent

Review Lendable: Personal loan now

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