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Lendable: Personal loan reviews

4.85
Based on 32,049 reviews, last reviewed 31st Jul 2026
100% decrease in 5 star reviews
in the past 90 days
96% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy woth the service. I was granted my loan with ease and had my money instantly. I get all my statements and correspondence at a competitive interest rate. Reviewed on: 31st July 2026
Lisa M's avatar
Lisa M

Latest lowest rating:

1

Run in to Trouble, Company Dont Care Due to my wife being diagnosed with Cancer twice, I have been forced to reduce hours dramatically at work to care for her. Due to my wife being ill f... Read more Reviewed on: 27th May 2026
Gary D's avatar
Gary D

About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

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Lendable Personal loan reviews (32049)

Lendable has helped me maintain a healthy financial...

5
Lendable has helped me maintain a healthy financial status from merging my debts, emergency swift loans to monitoring my credit score Reviewed on: 2nd March 2026

Wow! They have been amazing.

5
They have been amazing. Quick approval and fast delivery of the money. Good communication and then easy ways to pay back. Reviewed on: 2nd March 2026

Smooth process

5
Smooth process from start to finish and was a speedy process. I was very happy with everything and would recommend to others. Very clearly what was happening and when from the outset Reviewed on: 2nd March 2026

Recommended

4
Slightly higher interest rate than I could have got elsewhere but I needed to make a purchase imminently, and Lendable was recommended. Reviewed on: 2nd March 2026
Reply from Lendable Dear Donald, Thank you for your feedback and for your 4-star review. We are pleased to hear that we could assist you with your imminent purchase and that you chose us based on a recommendation. Providing a fast and reliable service when our customers need it most is a core priority for us. Regarding your comments on pricing, Lendable utilizes a risk-based pricing model. This means that the interest rates we offer are personalized and determined by a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored loan offers while ensuring we are lending responsibly and sustainably based on a customer's specific circumstances at the time of their application. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We strive to maintain full transparency by ensuring all costs and terms are clearly displayed during the application stage to help our customers make informed financial decisions. If you have any specific questions about your agreement or would like to discuss this further, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
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Lendable

Fast process and fast access to funds

5
Straight forward and prompt access to funds Reviewed on: 2nd March 2026

Easy and quick to apply.

5
Easy and quick to apply. Also very quick response Reviewed on: 2nd March 2026

Always been helpful as this is the 2nd loan I have t...

5
Always been helpful as this is the 2nd loan I have taken and they are quick to pay out and interest rates are good which is saving me money in the long run Reviewed on: 2nd March 2026

The whole experience has been very easy and straight...

5
The whole experience has been very easy and straightforward. Reviewed on: 2nd March 2026

Definitely not use again.

3
Rate is far to high .Charged £300 for processing then the high interest rate on top . Reviewed on: 2nd March 2026
Reply from Lendable Hello Paul, Thank you for sharing your feedback regarding your recent experience. We appreciate your honesty concerning our rates and the associated costs of your loan. At Lendable, our interest rates and arrangement fees are risk-based and tailored to each customer’s unique credit profile and financial circumstances. The arrangement fee, which covers the cost of processing and setting up the loan, is clearly outlined in the loan agreement before any contract is signed. This fee is typically capitalized into the loan amount and spread across the monthly installments to help manage the upfront cost. We strive to provide transparent pricing to ensure our customers can make an informed decision that suits their needs. For security and privacy reasons, we cannot discuss the specific breakdown of your fees, your interest rate, or any other details related to your account on this public forum. We are committed to protecting your sensitive financial information at all times. If you have any questions about your agreement or would like to discuss your repayment plan, please contact us at [email protected], and our team will be happy to assist you. Best regards, The Lendable Team Response date: 13th April 2026
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Lendable

I could not get a loan and used a search engine whic...

5
I could not get a loan and used a search engine which bought up lendable...easy to apply and money in the bank the very same day...within an hour Reviewed on: 2nd March 2026

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