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London Mutual Credit Union: Loans reviews

4.86
Based on 2,279 reviews, last reviewed 23rd Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there when needed. Always there when needed. Great rates and a community champions Reviewed on: 23rd January 2026
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matthew

Latest lowest rating:

2

Brilliant credit union It’s great big help to many of us employees and very helpful with any type of quire. Reviewed on: 8th August 2022
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Chipangula

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London Mutual Credit Union Loans reviews (2279)

LCU is very Good

5
I have got a loan from LCU and it has provided me with a great interest rate. Highly recommended to family members and friends. Reviewed on: 8th August 2022

Excellent

5
Very efficient service with easy navigation website. Can be a life saver when in financial difficulty or need a loan when you are having difficulty getting help elsewhere. Reviewed on: 8th August 2022

London mutual Credit Not the same

1
Use to be great Not anymore Had a very Rude & unprofessional Email sent after applying for a loan Which I have had many times That last experience has left my scared to ever reapply again I'm considering closing my account. & I'm fed up keep paying £11.40 2wards my bank card fee every month Reviewed on: 8th August 2022

Loans

5
Applying for a loan was quick and easy . What was really great about London Mutual is that I was able to top up my loan Reviewed on: 8th August 2022

.

3
Been with LMCU for a very long time, they are great Reviewed on: 8th August 2022

My Experience With LCU

5
I've had a couple of loans or more..repayments have been quite straightforward and an amount of money was deducted & placed in a saving account for me. This is a good arrangement Reviewed on: 8th August 2022

Excellent service

5
My experience with Credit Union has been very good. Whenever I have needed a loan, they have provided excellent service, with many loan options. I have recommended them to many family and friends, whom also joined. Reviewed on: 8th August 2022

London Mutual listened to me.

5
London Mutual listened to what I required and really helped me to get my payme to sorted. Although I still have a bit to pay, I am paying less a month than I was with another company. I opted to pay £20 a month extra on top of my konthly repayments. This gets put aside and when my Loan is payed off, I get that £20 a month over 4 years given back to me. So not only are my debts cleared, I will have a little bit of savings. This little bit of savings is what I will use to finally take my family on holiday after a hard few years. So yes I would recommend London Mutual. Reviewed on: 8th August 2022

Considerate Lenders

5
I was able to obtain loans on two occasions at competitive prices when other loan companies were less favorable and less affordable. Would definitely use them again. Reviewed on: 8th August 2022

A guiding voice

5
I gained a respect for the way London Mutual Credit Union do business when I approached them asking about an end of life mortgage. They patiently answered all my questions and guided me through the minefield that is mortgages. Reviewed on: 8th August 2022

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