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Loqbox: Credit score builder reviews

4.47
Based on 306 reviews, last reviewed 3rd Jun 2025
19500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
17%

Latest highest rating:

5

Building your credit soon Great It was a wonderful experience Reviewed on: 3rd June 2025
Komal B's avatar
Komal B

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
Danielle 's avatar
Danielle

About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (306)

Builds credit score fast

5
Although it first hinders your score to set up it soon builds your faster than if you didn't have loqbox. I used it to track rent payments to help my score for buying a house in the future. I highly recommend it. Reviewed on: 1st June 2025

Experience as been great, easy monthly payments take...

5
Experience as been great, easy monthly payments taken by direct debit so I can build my credit back up and save at the same time. Reviewed on: 1st June 2025

Score was up 14 points in 5 days.

5
Score was up 14 points in 5 days. Magical Reviewed on: 1st June 2025

My experience has been a very smooth one.

5
My experience has been a very smooth one. No ambiguity, no hidden information. Reviewed on: 1st June 2025

I’ve been saving with loqbox for about 3years now, I...

5
I’ve been saving with loqbox for about 3years now, I’ve never had problems I love that the money is there it’s being looked after and I can’t touch it until the year is up, Reviewed on: 1st June 2025

All ready for business

5
The experience was wonderful, always ready to answer questions. Reviewed on: 1st June 2025

5-Star Review for Loqbox...

5
5-Star Review for Loqbox I can't recommend **Loqbox** highly enough! This service has been an absolute game-changer for me. Not only is it helping me **build my credit score**, but it's also allowing me to **save money** in the process—something I never thought could go hand-in-hand. When I first started using Loqbox, I was looking for a simple way to improve my credit profile without getting into debt. Loqbox offered exactly that. It works like magic: you commit to saving a fixed amount each month, and they report those payments to the credit bureaus as if you’re repaying a loan. So your score improves while your savings grow! Since joining, I’ve already seen a noticeable increase in my credit score, which is giving me so much more financial freedom and confidence. And the best part? I get **all my money back** at the end of the term, which I can either keep as savings or use toward something important. It’s rare to find a financial tool that truly benefits you in more than one way. Loqbox is **easy to use, transparent, and incredibly effective**. If you’re looking to build your credit and save at the same time, this is the service you’ve been waiting for. Thank you, Loqbox—you’ve made financial progress simple and rewarding! Reviewed on: 1st June 2025

loqbox has helped me grow and save

4
loqbox has helped me grow and save money and helped me improve my credit score would recommend this service to anyone. Reviewed on: 1st June 2025

Great way to improve credit score.

5
Great way to improve credit score. The cost for this service is more than covered by the better interest rate available for future loans. Reviewed on: 1st June 2025

Was easy to set up and easy to communicate with advi...

5
Was easy to set up and easy to communicate with advisors Reviewed on: 1st June 2025

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