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Loqbox: Credit building reviews

4.57
Based on 1,929 reviews, last reviewed 17th Jul 2026
68000% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Great for saving money, easy to use. Great for saving money, easy to use. Slowly building my credit score back up. Reviewed on: 17th July 2026
Charlene B's avatar
Charlene B

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1931)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

It’s the better it really help you to save

5
It’s the better it really help you to save Reviewed on: 17th June 2025

Tracked my rent payments very well during my old ten...

4
Tracked my rent payments very well during my old tenancy, makes building credit easy and also uses a really easy saving function. Reviewed on: 17th June 2025

Excellent service

5
It has helped me to improve my credit score in a manageable way Reviewed on: 17th June 2025

It's a life saver for my credit!

5
It's a life saver for my credit I was away in the USA for 20 years to come back to no credit history. Loqbox was the answer. My credit is climbing fast. Reviewed on: 17th June 2025

It has been helpful, and has given me an easy way to...

5
It has been helpful, and has given me an easy way to save money without thinking too hard anti j Reviewed on: 17th June 2025

Saving with loqbox has increased my credit score mas...

5
Saving with loqbox has increased my credit score massively and helped me to save money too, WIN WIN!!!! Reviewed on: 17th June 2025

Loqbox helped me when I needed it most.

5
I started using Loqbox when I was diagnosed with a Brain Tumour and my career in the military ended. Since using the service my credit score has increased, I have been able to access services I previously wasn't able to and I feel that, even though I now have more money coming in than I did, my financial situation is stronger than ever. Reviewed on: 17th June 2025

am loving to use it and expect it being user friendly

5
Loqbox is an interesting concept that aims to help people build credit while saving money. The idea of "building credit while you save" is definitely appealing, especially for those with thin or damaged credit files. It's a structured way to put money aside and see your credit score potentially improve over time, which is a big plus. However, it's important to consider the fees involved and the interest rates you might be missing out on compared to other savings accounts. Also, while Loqbox can help build credit, it's not a quick fix and requires consistent payments over the term. It's worth doing your homework to see if it aligns with your financial goals and needs, comparing it with other credit-building tools and savings options available. Overall, Loqbox can be a useful tool for some, but it's essential to understand the details and weigh the pros and cons before diving in. Reviewed on: 17th June 2025

Helps me save money and build my credit rating, win...

5
Helps me save money and build my credit rating, win win.. Reviewed on: 16th June 2025

I think it’s good to get a understanding of how to u...

5
I think it’s good to get a understanding of how to use money wisely Reviewed on: 16th June 2025