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Loqbox: Credit report and building reviews

View other Loqbox products
4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1129)

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025
Nb's avatar
Nb

My Experience with Loqbox

5
Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025
Christelle N's avatar
Christelle N

A really great inexpensive way to improve your credi...

5
A really great inexpensive way to improve your credit history when your score is stagnating. Also so easy to manage.. So far a brilliant experience. Reviewed on: 8th July 2025
Steve M's avatar
Steve M

Amazing support for customers looking to grow in life.

5
Amazing support for customers looking to grow in life. Reviewed on: 8th July 2025
Jessica F's avatar
Jessica F

Wonderful service. 5 Stars

5
Wonderful service. Great financial product. I have used this service to boost my credit score - and it works! Reviewed on: 8th July 2025
Louise C's avatar
Louise C

Illness created a poor credit profile but loqbox giv...

5
Illness created a poor credit profile but loqbox gives me the opportunity to help rebuild it. Awesome service Reviewed on: 8th July 2025
Elliott D's avatar
Elliott D

I love Loqbox, regular updated and useful tips that...

5
I love Loqbox, regular updated and useful tips that I can use to build my credit. Since signing up to them ive created a plan to rebuild my credit score based off the tips they give. Reviewed on: 8th July 2025
Gee's avatar
Gee

Since using loqbox I’ve noticed my credit score risi...

5
Since using loqbox I’ve noticed my credit score rising slightly Reviewed on: 8th July 2025
Daniel S's avatar
Daniel S

Good customer service, straightforward to use and wo...

5
Good customer service, straightforward to use and would recommend it to anyone wanting to build credit Reviewed on: 8th July 2025
Leanne j's avatar
Leanne j

Good experience

5
Easy to understand, simple to use and customer service great. Reviewed on: 8th July 2025
Jjd's avatar
Jjd

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