Smart Money People Logo
Go to business site
Share this page
Link copied

Loqbox: Credit report and building reviews

View other Loqbox products
4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
Read all reviews Write a review

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Loqbox Credit report and building reviews (1128)

I have always recommended loqbox as it helps improve...

5
I have always recommended loqbox as it helps improve your credit score, along with saving some money to use at a later date. Excellent idea. Reviewed on: 8th July 2025
Andy k's avatar
Andy k

I was searching for a product to help boost my credi...

5
I was searching for a product to help boost my credit score since I have arrived to the UK. Most products simply cost money; this is the only one that saves you money while building your credit score. I can't attest to how effective it is yet but it is a start. Reviewed on: 8th July 2025
Amin K's avatar
Amin K

Very well structured easy to understand and you guys...

5
Very well structured easy to understand and you guys value your customers. Reviewed on: 8th July 2025
Anupam S's avatar
Anupam S

Must have for bad credit!

5
Easy to set up, easy to make contact with customer service. Makes saving easy whilst also building a good credit rating. Reviewed on: 8th July 2025
Eleanor W's avatar
Eleanor W

I’m with Loqbox from few months and work perfectly!

5
I’m with Loqbox from few months and work perfectly! Reviewed on: 8th July 2025
Dawid Z's avatar
Dawid Z

I've noticed my credit go up with the use of Loqbox...

4
I've noticed my credit go up with the use of Loqbox it also has other benefits and makes things appear clear and simple Reviewed on: 8th July 2025
Ashley Coutain's avatar
Ashley Coutain

easy setup and credit score boost

5
very easy to setup and helps steadily build my credit score Reviewed on: 8th July 2025
Leo 's avatar
Leo

positive...

5
i enjoys seeing my money being used in a positive way Reviewed on: 8th July 2025
Ceri 's avatar
Ceri

I’ve been using Loqbox for a while now, and honestly...

5
I’ve been using Loqbox for a while now, and honestly, it’s one of the easiest and smartest ways I’ve found to build my credit. It’s straightforward, no hidden fees, and it actually helps you see progress as you go. The app is simple to use, and I feel like I’m in control of improving my credit score without any hassle. Definitely recommend it to anyone wanting to get their credit on track! Fingers crossed I win that £1,000—would be amazing! Reviewed on: 8th July 2025
Princess M's avatar
Princess M

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025
Nb's avatar
Nb

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill