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Loqbox: Credit report and building reviews

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4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
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Mr RM
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1127)

I was searching for a product to help boost my credi...

5
I was searching for a product to help boost my credit score since I have arrived to the UK. Most products simply cost money; this is the only one that saves you money while building your credit score. I can't attest to how effective it is yet but it is a start. Reviewed on: 8th July 2025
Amin K's avatar
Amin K

Very well structured easy to understand and you guys...

5
Very well structured easy to understand and you guys value your customers. Reviewed on: 8th July 2025
Anupam S's avatar
Anupam S

Must have for bad credit!

5
Easy to set up, easy to make contact with customer service. Makes saving easy whilst also building a good credit rating. Reviewed on: 8th July 2025
Eleanor W's avatar
Eleanor W

I’m with Loqbox from few months and work perfectly!

5
I’m with Loqbox from few months and work perfectly! Reviewed on: 8th July 2025
Dawid Z's avatar
Dawid Z

I've noticed my credit go up with the use of Loqbox...

4
I've noticed my credit go up with the use of Loqbox it also has other benefits and makes things appear clear and simple Reviewed on: 8th July 2025
Ashley Coutain's avatar
Ashley Coutain

easy setup and credit score boost

5
very easy to setup and helps steadily build my credit score Reviewed on: 8th July 2025
Leo 's avatar
Leo

positive...

5
i enjoys seeing my money being used in a positive way Reviewed on: 8th July 2025
Ceri 's avatar
Ceri

I’ve been using Loqbox for a while now, and honestly...

5
I’ve been using Loqbox for a while now, and honestly, it’s one of the easiest and smartest ways I’ve found to build my credit. It’s straightforward, no hidden fees, and it actually helps you see progress as you go. The app is simple to use, and I feel like I’m in control of improving my credit score without any hassle. Definitely recommend it to anyone wanting to get their credit on track! Fingers crossed I win that £1,000—would be amazing! Reviewed on: 8th July 2025
Princess M's avatar
Princess M

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025
Nb's avatar
Nb

My Experience with Loqbox

5
Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025
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Christelle N

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