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Loqbox: Credit building reviews

Name: Credit building
Rating: 4.57 (1941 reviews)

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4.57

Based on 1,941 reviews, last reviewed 22nd Jul 2026

69000% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Loved it easy to use never had problem Loved it easy to use never had problem Reviewed on: 22nd July 2026

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026

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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1941)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I wanted to improve my credit score and LoqBox was t...

I wanted to improve my credit score and LoqBox was the best way to do it. I started saving £100 a month and it helped boost my credit score whilst also acting as a nice return of savings at the end of the 12 month period. Thanks LoqBox Team for helping improve my credit score! Reviewed on: 8th June 2025

Easy to use site and costs have stayed fixed, easy t...

Easy to use site and costs have stayed fixed, easy to unlock. Reviewed on: 8th June 2025

Consider Rental deducted at source (Pay Slip proof)

Relatively expensive to other credit builder like Aqua credit card, but overall other avenues like save and rent seem to be ideal. Consider looking at how other personnel can build their score using rental take off the pay-slip at pay apart from bank account bank statement. Armed forces personnel for example have their pay take at source and reflects on pay slip showing council tax and silcot separately Reviewed on: 8th June 2025

I’ve used loqbox for a couple years now really good...

I’ve used loqbox for a couple years now really good Reviewed on: 8th June 2025

Able to access my savings whenever I wanted

Great experience easy to use, credit has seen a massive improvement and I was able to access my savings whenever I wanted. 10/10 Reviewed on: 8th June 2025

Awesome , it’s been nice working with loqbox

Awesome , it’s been nice working with loqbox Reviewed on: 8th June 2025

My experience with logbox Has excellent so far.

My experience with logbox Has excellent so far. Reviewed on: 8th June 2025

Rebuild my credit and saved 2k..

I have managed to save over £2000 and build my credit score which is fantastic. I would definitely recommend Loqbox to all my friends and family Reviewed on: 8th June 2025

Help me save money

Help me save money and keeps is separate from bank Reviewed on: 8th June 2025

Life hit me hard.

Life hit me hard. My workplace was destroyed in a fire, and soon after, mass layoffs followed. Just two days later, I became a dad, a moment of joy that arrived in the middle of chaos. Then came an unexpected illness that knocked me out for months. Within a year, everything spiralled: I couldn’t keep up with my credit card repayments, defaulted, and my credit score took a huge hit. It felt like no one would give me a second chance. That’s when I found Loqbox. Loqbox didn’t just help me rebuild my credit score; it helped me rebuild my confidence. By making small, manageable monthly payments, I was able to demonstrate positive credit behaviour and build up savings without incurring additional debt. It’s not just a tool. It’s a lifeline for anyone trying to bounce back. Thanks to Loqbox, I’ve been able to restore my financial standing and take back control — not just for myself, but for my family’s future. I’m genuinely grateful. Reviewed on: 8th June 2025

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