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Loqbox: Credit score builder reviews

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4.32
Based on 241 reviews, last reviewed 2nd Jun 2025
13700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
6%
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0%
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1%
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21%

Latest highest rating:

5

Helped me save good amount of money Helped me save good amount of money Reviewed on: 2nd June 2025
Abdullah A's avatar
Abdullah A

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
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Danielle
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About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (241)

this is my 3rd year with them and its helped me buil...

5
this is my 3rd year with them and its helped me build up my new life. Reviewed on: 27th December 2024
Carlena's avatar
Carlena

i have been reported for owing 15 pounds whereas I s...

1
i have been reported for owing 15 pounds whereas I stopped their monthly subscription a month and half earlier which they failed to allow from the end letting me belive I have closed it for good until later on that I woke up to see that they attempted to charge me but failed because it is my customer to lock my card. now that I really need a credit card their fraudulent report of loan and credit card is showing and multiple failure to pay back depts... the worst financial organisation to register with. I need to ask can we all report they to FCA for this. No real customer service, you would ask for something and they will be answering other things not directly connected to your questions. Reviewed on: 22nd December 2024
BIMLAF's avatar
BIMLAF

No honour amongst thieves

1
They will keep changing you months after you close your account. Stay far far away. This company stands to make millions of its customers by taking small amounts from its many users after closure of accounts. Due to their policies you are not entitled to a refund and your the failure to close your account will be blamed on technical issues. Daylight robbery right in plain sight. I’m considering starting a credit agency myself as this is a clearly profitable for them. Reviewed on: 31st October 2024
Saint's avatar
Saint

Total scam!

1
Total scam!! They make it really difficult to access your savings and then charge you £30 for the money to enter your account. My credit score didn't change. Their customer service had me running around in circles with false information. I would not recommend this to anyone Reviewed on: 5th September 2024
Conor 's avatar
Conor

Good Features with Great Product

5
I find Loqbox product to be easy to use. More importantly the products in itself is easy to understand and use. The little bit it gives helps build my credit score while also helping me save which is a good thing. Reviewed on: 1st September 2024
Aaron Goh's avatar
Aaron Goh

Avoid at all cost

1
Closed account yet they are still taking money from my card for membership without my permission. Reviewed on: 27th June 2024
Mark's avatar
Mark

Very terrible experience with closing Loqbox savings.

1
Very terrible experience with closing Loqbox savings. You are force to open a new bank account with their partner which was described as Loqbox agreement by taking out Loqbox products which was highlighted to their customers instead they described it as easy to close and walk away with your savings. Customers where not told saving with Loqbox will be recorded as loans. It marvel me to find out my savings was recorded as loan and I paid exorbitant charges from membership fees and closing fees. I'll never recommend Loqbox to anyone.. Reviewed on: 26th June 2024
Christopher A's avatar
Christopher A

Don't deposit otherwise you will regret.

1
I was deposited money in Loqbox but at the end of the year when my tram was finished they asked me to pay £40 to get my money back or else I have to open a bank account with their linked. Please don't deposit your money otherwise you will regret. Reviewed on: 3rd June 2024
Barakallah Agro's avatar
Barakallah Agro

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024
Toby Olokesusi's avatar
Toby Olokesusi

A Fresh Start with LOQBOX

5
After navigating the challenging waters of bankruptcy, finding a path to credit recovery felt daunting until I encountered LOQBOX. This innovative service offered not just a credit-building solution, but a comprehensive suite of tools designed to holistically improve financial health. With LOQBOX Save, Grow, and Coach, I was equipped with the resources needed to take charge of my financial future. The setup process with LOQBOX was straightforward, allowing me to get started without any hassle. The user experience is designed with clarity and simplicity in mind, making it incredibly easy for anyone to begin. LOQBOX Save allowed me to start saving money, which simultaneously helped to build my credit score—a dual benefit that felt especially rewarding. LOQBOX Grow then offered insights and guidance on how to further enhance my credit score and savings simultaneously. This feature was instrumental in giving me a clearer view of my financial progress and what steps I should take next. Furthermore, LOQBOX Coach provided personalized advice and strategies tailored to my unique financial situation, which was immensely helpful in staying on track and making informed financial decisions. Overall, LOQBOX has transformed my approach to financial recovery and credit building. It is an empowering platform that not only helps rebuild credit scores but also educates and guides users towards better financial habits. For anyone emerging from bankruptcy or has a poor credit history and looking to rebuild financially, LOQBOX is a comprehensive tool that delivers results and fosters financial growth. Reviewed on: 29th April 2024
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JJ

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