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Loqbox: Credit report and building reviews

4.75
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1127)

Trans Girls UK

5
I found it quite easy and manageable Reviewed on: 1st July 2025

New to Loqbox,so far have received good customer ser...

5
New to Loqbox,so far have received good customer service & hope to improve my credit score. Reviewed on: 1st July 2025

Simple and easy.

5
Simple and easy. Wouldn’t recommend enough Reviewed on: 1st July 2025

I have invested in loqbox and already made a big dif...

5
I have invested in loqbox and already made a big difference in my credit score. It is a no brainer, easy to use and understandable for anyone. I will never stop it because it is awesome. Reviewed on: 1st July 2025

impressive

5
I’m impressed with the way Loqbox helped me build my credit score. They offers a brilliant and straightforward way to build your credit score by encouraging responsible saving habits. It's a highly effective tool for anyone looking to establish or improve their credit history without taking on traditional debt. Reviewed on: 1st July 2025

My creitit score has increased a lot since joining L...

5
My creitit score has increased a lot since joining Loqbox. Reviewed on: 1st July 2025

I’m not really sure what I’m spending my £30 a month...

2
I’m not really sure what I’m spending my £30 a month on no app that I can find and no one has answered my question ref this , no doubt another no reply email address Reviewed on: 1st July 2025

Building credit score quickly and efficiently saves...

5
Building credit score quickly and efficiently saves money Reviewed on: 1st July 2025

Very good products very happy :)

5
I like how if my payment bounces I can pay myself via debit card, whereas usually direct debits are a real pain when they bounce as they try to take payment later at random times and build up debts. Instead, loqbox emails me if payment doesn't go through and I just click on box in email to pay, zero stress.Also it's helping build my credit and help me save. I really need help with these so it's great. Somehow it has motivated me where nothing else would work. Reviewed on: 1st July 2025

Amazing experience built my credit while saving money!

5
Amazing experience built my credit while saving money! Win win Reviewed on: 30th June 2025

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