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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1128)

I have just started using Loqbox and it is fantasti...

5
I have just started using Loqbox and it is fantastic in building up my credit because I have poor credit and it is a brilliant idea to save money while you build your credit up and also it’s fantastic idea that I can link my rent to Loqbox and that will go towards my credit building Reviewed on: 25th June 2025
Simon's avatar
Simon

I loved that I was in full control of how much I sav...

5
I loved that I was in full control of how much I saved, and at the end of the 12 months, I got all my money back. There were no hidden fees or surprises, which made it feel really trustworthy. And the best part? My credit score improved significantly—something I’d been struggling to do for years Reviewed on: 25th June 2025
Antoine l's avatar
Antoine l

I have been with Loqbox for a few years now and I ca...

5
I have been with Loqbox for a few years now and I can honestly say they are a great company and have helped me to save regularly..Keep up the good work.. Reviewed on: 25th June 2025
Steven G's avatar
Steven G

Changed Life

5
I’ve had a lot of financial challenges in the past, but joining Loqbox has truly changed my life. It's helped me turn things around in a way I didn’t think was possible. The savings I’ve been able to put away have made a huge difference—and the best part is, you get that money back at the end of the year! It’s been a real game-changer for me. Massive thank you to the amazing team who’ve supported me along the way. Reviewed on: 25th June 2025
REM's avatar
REM

Fast and easy process, one of the quickest ways to b...

5
Fast and easy process, one of the quickest ways to build credit score Reviewed on: 25th June 2025
Mohammed A's avatar
Mohammed A

I have been able to build my credit score in such li...

5
I have been able to build my credit score in such little time I would definitely recommend Reviewed on: 25th June 2025
Suhail a's avatar
Suhail a

I decided to open a loqbox account to help.

4
I decided to open a loqbox account to help.rebulid my credit score as it took a bit of a hit. So glad I did as I've already seen an improvement was very easy to open and jeeping a check on my account is easy too would highly recommend if tour looking to improve your own score Reviewed on: 25th June 2025
Lisa B's avatar
Lisa B

Amazing!

5
Amazing! It’s all I can say. Loqbox has something for everyone - helping people to save, grow and build their finances. Loqbox has helped me build my credit score and save money simultaneously. I would recommend Loqbox to anyone as it is easy to set up and manage and can cancel at anytime if it isn’t for them. Reviewed on: 25th June 2025
Hollie M's avatar
Hollie M

Good and Explanatory.

5
Good and Explanatory. Relevant marketing information. Reviewed on: 25th June 2025
Babatunde E's avatar
Babatunde E

Best way to improve credit score & Saving

5
My experience with Loqbox is very good. Improve my credit score plus I do some saving. Thank you loqbox. Reviewed on: 25th June 2025
Romy's avatar
Romy

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