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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1129)

Had good experience and I'm happy with the service

5
Had good experience and I'm happy with the service Reviewed on: 25th June 2025
Mandy Edwards's avatar
Mandy Edwards

enable me to save and as a bo...

5
It has been helpful to enable me to save and as a bonus it also builds up my credit score Reviewed on: 25th June 2025
MAND L's avatar
MAND L

Quick and easy to set up.

5
Quick and easy to set up. I had made 2 accounts by mistake and the customer service team helped me close my one account down and move everything to one account, quick responses and very helpful Reviewed on: 25th June 2025
Matthew A's avatar
Matthew A

I've used loqbox a few times to build my credit rating.

4
I've used loqbox a few times to build my credit rating. It has worked well and I've been happy with the service. Reviewed on: 25th June 2025
stephen 's avatar
stephen

oqbox is a smart way to build credit while saving mo...

5
oqbox is a smart way to build credit while saving money. I found the setup quick and appreciated that it doesn't require a hard credit check. Within a few months, my credit score improved noticeably. The concept of saving monthly while boosting your credit is simple and effective. Their financial tips are also a nice touch.However, the free version is limited, and unlocking savings without choosing a partner bank isn’t very flexible. A bit more clarity on that upfront would help. Overall, it’s a great tool for improving your credit responsibly—especially for those just starting out. Reviewed on: 25th June 2025
Mansour K's avatar
Mansour K

My experience with loqbox so far is highly recommend...

4
My experience with loqbox so far is highly recommended to other especially if you just start to build your credit it's a good way to start Reviewed on: 25th June 2025
Simona m's avatar
Simona m

A simple idea and great to boost credit score

5
A simple idea and great to boost credit score Reviewed on: 25th June 2025
Craig H's avatar
Craig H

boost credit score

5
I use loqbox to boost my credit score and it works really well Reviewed on: 25th June 2025
F M's avatar
F M

Like how it helps you to build your credit score and...

5
Like how it helps you to build your credit score and what thing can do to improve it witch helps lot Reviewed on: 25th June 2025
Kier Mcphee's avatar
Kier Mcphee

It has actually been such a game-changer.

5
It has actually been such a game-changer. A credit-building, money-saving piggy bank with so many useful, easy-to-use features. My credit has increased significantly since I started, after an old phone bill had been following me around for a few years. The sense of relief has been incredible. I absolutely recommend this to my friends, family and anyone else. What a company Reviewed on: 25th June 2025
Kevin J's avatar
Kevin J

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