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Loqbox: Credit score builder reviews

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4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
176% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Good credit builder .

5
Good credit builder . I got so many offers and seen my score going up soon after joining Reviewed on: 25th June 2025
Rutendo M's avatar
Rutendo M

Very good learning more and more about credit score...

5
Very good learning more and more about credit score and improving Reviewed on: 25th June 2025
Dominic's avatar
Dominic

informative, honest and detailed.

5
The service can be very effective if time and consideration is applied. Reviewed on: 25th June 2025
Mark S's avatar
Mark S

Amazing service and quick at sorting things!

5
Amazing service. It’s my second year of using it and have had no issues. If I’ve needed something from them, they are quick to respond! Reviewed on: 25th June 2025
Sophie W's avatar
Sophie W

It is a game changer!

5
I was told about Loqbox by my older sister who had been using it for over 2 years to help with her credit score and she said it had been a massive help for her. I have been using it myself for just over 1 year, I think its great that there are so many features on the website to help me learn more about finances and how to make smarter financial decisions. I highly recommend Loqbox! Reviewed on: 25th June 2025
Naomie Badika's avatar
Naomie Badika

Had good experience and I'm happy with the service

5
Had good experience and I'm happy with the service Reviewed on: 25th June 2025
Mandy Edwards's avatar
Mandy Edwards

enable me to save and as a bo...

5
It has been helpful to enable me to save and as a bonus it also builds up my credit score Reviewed on: 25th June 2025
MAND L's avatar
MAND L

Quick and easy to set up.

5
Quick and easy to set up. I had made 2 accounts by mistake and the customer service team helped me close my one account down and move everything to one account, quick responses and very helpful Reviewed on: 25th June 2025
Matthew A's avatar
Matthew A

I've used loqbox a few times to build my credit rating.

4
I've used loqbox a few times to build my credit rating. It has worked well and I've been happy with the service. Reviewed on: 25th June 2025
stephen 's avatar
stephen

oqbox is a smart way to build credit while saving mo...

5
oqbox is a smart way to build credit while saving money. I found the setup quick and appreciated that it doesn't require a hard credit check. Within a few months, my credit score improved noticeably. The concept of saving monthly while boosting your credit is simple and effective. Their financial tips are also a nice touch.However, the free version is limited, and unlocking savings without choosing a partner bank isn’t very flexible. A bit more clarity on that upfront would help. Overall, it’s a great tool for improving your credit responsibly—especially for those just starting out. Reviewed on: 25th June 2025
Mansour K's avatar
Mansour K

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