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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Very helpful and friendly service

5
Very helpful and friendly service Reviewed on: 25th June 2025
Amir Gull's avatar
Amir Gull

It’s really good like I would defo recommend

4
It’s really good like I would defo recommend Reviewed on: 25th June 2025
Jesse s's avatar
Jesse s

Loqbox is helping me get my life back together!!

5
During COVID, I became a full time carer for my disabled step dad. I spent 3 years isolated and without any other human contact. During this time, I was paying off a phone bill. I got a letter to confirm that it had been fully paid off and thought nothing else of it. After my step dad passed away, I started trying to get my life back together. I checked my credit score and it had dropped from 900 to 300. It turns out that final payment never actually went through. I am looking to get a mortgage in the next couple of years and need to build my credit score up. No credit cards would accept me, and then I found loqbox. I have been with them for two months and my credit score has increased over 100 points. It is really motivating me and helping me to get my life back together :) Reviewed on: 25th June 2025
Stephanie 's avatar
Stephanie

Excellent experience since the beginning

5
Excellent experience since the beginning Reviewed on: 25th June 2025
Nicola m's avatar
Nicola m

If you have poor credit score is one of the...

5
If you have poor credit score is one of the best app Reviewed on: 25th June 2025
Doris M's avatar
Doris M

Good credit builder .

5
Good credit builder . I got so many offers and seen my score going up soon after joining Reviewed on: 25th June 2025
Rutendo M's avatar
Rutendo M

Very good learning more and more about credit score...

5
Very good learning more and more about credit score and improving Reviewed on: 25th June 2025
Dominic's avatar
Dominic

informative, honest and detailed.

5
The service can be very effective if time and consideration is applied. Reviewed on: 25th June 2025
Mark S's avatar
Mark S

Amazing service and quick at sorting things!

5
Amazing service. It’s my second year of using it and have had no issues. If I’ve needed something from them, they are quick to respond! Reviewed on: 25th June 2025
Sophie W's avatar
Sophie W

It is a game changer!

5
I was told about Loqbox by my older sister who had been using it for over 2 years to help with her credit score and she said it had been a massive help for her. I have been using it myself for just over 1 year, I think its great that there are so many features on the website to help me learn more about finances and how to make smarter financial decisions. I highly recommend Loqbox! Reviewed on: 25th June 2025
Naomie Badika's avatar
Naomie Badika

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