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Loqbox: Credit score builder reviews

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4.55
Based on 363 reviews, last reviewed 7th Jun 2025
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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7%
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1%
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Latest highest rating:

5

Great service. Great service. Helps with savings and also credit rating improvement Reviewed on: 7th June 2025
Noe T's avatar
Noe T

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
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Danielle
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About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (363)

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024
Toby Olokesusi's avatar
Toby Olokesusi

A Fresh Start with LOQBOX

5
After navigating the challenging waters of bankruptcy, finding a path to credit recovery felt daunting until I encountered LOQBOX. This innovative service offered not just a credit-building solution, but a comprehensive suite of tools designed to holistically improve financial health. With LOQBOX Save, Grow, and Coach, I was equipped with the resources needed to take charge of my financial future. The setup process with LOQBOX was straightforward, allowing me to get started without any hassle. The user experience is designed with clarity and simplicity in mind, making it incredibly easy for anyone to begin. LOQBOX Save allowed me to start saving money, which simultaneously helped to build my credit score—a dual benefit that felt especially rewarding. LOQBOX Grow then offered insights and guidance on how to further enhance my credit score and savings simultaneously. This feature was instrumental in giving me a clearer view of my financial progress and what steps I should take next. Furthermore, LOQBOX Coach provided personalized advice and strategies tailored to my unique financial situation, which was immensely helpful in staying on track and making informed financial decisions. Overall, LOQBOX has transformed my approach to financial recovery and credit building. It is an empowering platform that not only helps rebuild credit scores but also educates and guides users towards better financial habits. For anyone emerging from bankruptcy or has a poor credit history and looking to rebuild financially, LOQBOX is a comprehensive tool that delivers results and fosters financial growth. Reviewed on: 29th April 2024
JJ's avatar
JJ

Don’t open an account don’t do it, they will rip you...

1
Don’t open an account don’t do it, they will rip you off and your score doesn’t go up or down, you have to pay it’s not free. It’s a complete scram. I opened an account it told me 6 months to get out of the contract and they still wracked my credit score cause I could pay anymore. Reviewed on: 25th April 2024
Shaun M's avatar
Shaun M

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024
Jacob L's avatar
Jacob L

Loqbox is a very well put together SCAM.

1
Loqbox is a very well put together SCAM. I've been conned a total of £92.50 and trying to deal with Loqbox is impossible. If, and a very big, IF you get a reply, its a copy and paste generic repsonse. Reviewed on: 11th April 2024
Pete Gore's avatar
Pete Gore

Helped increase my score and also helped me save up...

5
Helped increase my score and also helped me save up some money Reviewed on: 4th April 2024
Miss zaza's avatar
Miss zaza

My experience with Loqbox was extremely disappointing.

1
My experience with Loqbox was extremely disappointing. I was hit with hidden weekly charges, lost a significant portion of my savings due to undisclosed fees, and faced obstacles when trying to withdraw my money. Despite agreeing to pay extra to expedite the process, I was still bombarded with notifications demanding repayment of a loan, further damaging my credit score. Overall, Loqbox's lack of transparency and excessive charges have left me with a negative impression and I would not recommend their services to others. Reviewed on: 25th February 2024
Hedo B's avatar
Hedo B

This so called credit service is a complete SCAM.

1
This so called credit service is a complete SCAM. After taking more money than I signed up for, the support has dried up. No reply to emails, previous chats not available and if I want to cancel, I have to pay more money,. Reviewed on: 8th February 2024
Pete Gore's avatar
Pete Gore

This company is a scam.

1
This company is a scam. There is no other way to put it. They prey on people who have low credit scores (so people who might already be in financial hardship) promising to improve their score and giving them an imaginary 'credit limit' that they never actually give to the customer, they then take up to 50 pounds a month out of your account which includes fees that are not made clear on their website. They do not conduct a credit or affordability check but claim to be a regulated 'service'. They hardly respond to emails or complaints and have no explanation where the money they are taking from you each month goes and why they are taking it, please please please do not fall for this trap. Reviewed on: 18th January 2024
Michelle B's avatar
Michelle B

What a con!

1
It did absolutely nothing for me and yet they were taking £100 a month plus extra for the pleasure. I bet they are making a nice little earner from all our money in their bank and I bet their credit score is marvellous. As for me, even though I cancelled loqbox after the year was up they still kept on taking money and say I can't have a refund. Its MY money! Loqbox is an absolute con!! Reviewed on: 7th January 2024
MRW's avatar
MRW

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