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Loqbox: Credit score builder reviews

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4.66
Based on 490 reviews, last reviewed 13th Jun 2025
36800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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6%
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Latest highest rating:

5

Excellent service and easy to use to build your cred... Excellent service and easy to use to build your credit score Reviewed on: 13th June 2025
Ian r's avatar
Ian r

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025
Danielle 's avatar
Danielle
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About this product

Loqbox helps you build your credit score while saving money.

With Loqbox, you save a fixed amount monthly, treated as repayments on a 0% APR loan, with payments reported to credit agencies. Loqbox offer two membership tiers: Full Membership with a weekly fee, and Lite Membership, which can be free depending on how savings are withdrawn.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (490)

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024
Jacob L's avatar
Jacob L

Loqbox is a very well put together SCAM.

1
Loqbox is a very well put together SCAM. I've been conned a total of £92.50 and trying to deal with Loqbox is impossible. If, and a very big, IF you get a reply, its a copy and paste generic repsonse. Reviewed on: 11th April 2024
Pete Gore's avatar
Pete Gore

Helped increase my score and also helped me save up...

5
Helped increase my score and also helped me save up some money Reviewed on: 4th April 2024
Miss zaza's avatar
Miss zaza

My experience with Loqbox was extremely disappointing.

1
My experience with Loqbox was extremely disappointing. I was hit with hidden weekly charges, lost a significant portion of my savings due to undisclosed fees, and faced obstacles when trying to withdraw my money. Despite agreeing to pay extra to expedite the process, I was still bombarded with notifications demanding repayment of a loan, further damaging my credit score. Overall, Loqbox's lack of transparency and excessive charges have left me with a negative impression and I would not recommend their services to others. Reviewed on: 25th February 2024
Hedo B's avatar
Hedo B

This so called credit service is a complete SCAM.

1
This so called credit service is a complete SCAM. After taking more money than I signed up for, the support has dried up. No reply to emails, previous chats not available and if I want to cancel, I have to pay more money,. Reviewed on: 8th February 2024
Pete Gore's avatar
Pete Gore

This company is a scam.

1
This company is a scam. There is no other way to put it. They prey on people who have low credit scores (so people who might already be in financial hardship) promising to improve their score and giving them an imaginary 'credit limit' that they never actually give to the customer, they then take up to 50 pounds a month out of your account which includes fees that are not made clear on their website. They do not conduct a credit or affordability check but claim to be a regulated 'service'. They hardly respond to emails or complaints and have no explanation where the money they are taking from you each month goes and why they are taking it, please please please do not fall for this trap. Reviewed on: 18th January 2024
Michelle B's avatar
Michelle B

What a con!

1
It did absolutely nothing for me and yet they were taking £100 a month plus extra for the pleasure. I bet they are making a nice little earner from all our money in their bank and I bet their credit score is marvellous. As for me, even though I cancelled loqbox after the year was up they still kept on taking money and say I can't have a refund. Its MY money! Loqbox is an absolute con!! Reviewed on: 7th January 2024
MRW's avatar
MRW

Very poor company, just waste my money.

1
Very poor company, just waste my money.... Reviewed on: 4th January 2024
Szijjarto S's avatar
Szijjarto S

They help you rebuild your CS. Not a scam!

5
I have used loqbox once before, and saved over 12 months with them, opened a TSB current account and transferred the money into that! They make it very clear that if you transfer the saved funds into your own bank account then a fee would apply. I am now using them again to do another 12 month savings plan to help build my score back up. The poor reviews stating they are a rip off. It’s kind of unfair as they are clear regarding fees etc. it really ball down, too incompetence for not reading the information before making an adult decision. Reviewed on: 2nd December 2023
Wayne Worlock's avatar
Wayne Worlock

Awful

1
I would love to speak to any of the people who leave 5 star reviews for loqbox, no one can possibly believe they are a good company Reviewed on: 18th November 2023
Nicholas berkovi 's avatar
Nicholas berkovi

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