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Loqbox: Credit building reviews

4.57
Based on 1,906 reviews, last reviewed 12th Jul 2026
66100% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

I am extremely happy with the service Loqbox provides. I am extremely happy with the service Loqbox provides. It has made a real difference to my credit report, and I've seen a noticeable improvement since... Read more Reviewed on: 12th July 2026
Daniel A's avatar
Daniel A

Latest lowest rating:

1

as applying for a loan but took me into this site s... Was applying for a loan but took me into this site so thought it was a scam Reviewed on: 12th July 2026
James w's avatar
James w

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1909)

It is user friendly and their are different packages...

5
It is user friendly and their are different packages to choose from that can gro ones credit score. Reviewed on: 4th June 2026

I'm on my way to raising the credit.

5
I'm on my way to raising the credit. Reviewed on: 4th June 2026

Fairly new customer...

4
So far ive only paid monthly fees in which q couple have bounced but they're very understanding to try again in a few days and haven't really had any problems so far Reviewed on: 4th June 2026

Positive so far

5
I’ve been using Loqbox for a few months and found it really easy to get started. It’s helped me stay on track with regular payments and I’ve noticed positive changes in my credit profile over time. The app is simple to use and explains everything clearly. It does take a while to see results, but overall I’ve had a good experience and would recommend it to anyone looking to build their credit. Reviewed on: 3rd June 2026

Slow start but now my credit look a lott healthier...

4
Slow start but now my credit look a lott healthier Reviewed on: 3rd June 2026

Helped me improve my credit score and allowed me to...

5
Helped me improve my credit score and allowed me to improve my savings. Reviewed on: 3rd June 2026

The struggle is easier with Loqbox.. I promise

5
I'm struggling to build my credit, but with loqbox, I'm building credit, whilst saving my money in a pot. Ultimately, I can then use that money to pay off a loan or a debt. Money's hard right now, but I trust loqbox is a great tool for everyone who's struggling building their credit. Reviewed on: 3rd June 2026

Only just begun this journey but no problems up to...

4
Only just begun this journey but no problems up to date Reviewed on: 3rd June 2026

I'm very pleased with Loqbox so far, especially afte...

5
I'm very pleased with Loqbox so far, especially after speaking with one of their assistants who clarified a few things about my Gold membership. To be honest, it's quite expensive, but there's also a positive side to it: having to wait 24 months before accessing my money helps me avoid impulsive spending. Of course, the savings don't grow like they would in an ISA, but my main goal is improving my credit profile. I was quite sceptical that this card and service would actually make a difference, but I decided to give it a try. I'll see how things look after about a year, and I'm hopeful that my credit score will improve. So far, the experience and customer support have been very good. Reviewed on: 3rd June 2026

save and get a better score

5
good features not least the link with savings and increasing credit score Reviewed on: 3rd June 2026

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