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Loqbox: Credit score builder reviews

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4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
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Martin g
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1126)

My credit score is already going up

5
I signed up because my credit score is extremely poor, and decided to give this a go, and I can honestly say even after just my first payment it’s building up. And so glad I’ve done it. Reviewed on: 24th June 2025
Stephanie 's avatar
Stephanie

Very helpful on building credits and beyond

5
Very helpful on building credits and beyond Reviewed on: 24th June 2025
Julian S's avatar
Julian S

I was recommended by a friend, a little sceptical to...

5
I was recommended by a friend, a little sceptical to start with, however within a couple of months I could see the benefits and my credit score is climbing higher and faster than I could ever imagined, it's very easy to use and very very true too Reviewed on: 24th June 2025
Jon B's avatar
Jon B

I signed up for loqbox to improve my credit rating,...

5
I signed up for loqbox to improve my credit rating, it’s been a slow climb but loqbox really helps! Reviewed on: 24th June 2025
Rebecca B's avatar
Rebecca B

I am a student who had a lower credit score.

5
I am a student who had a lower credit score. Loqbox gave me the opportunity to build a score without having to spend money. It also helps save money which a lot of credit companies don’t offer. Reviewed on: 24th June 2025
Grace J's avatar
Grace J

Not happy

1
They will not let you pick your direct debit day which makes it impossible to keep track of when payments are due Reviewed on: 24th June 2025
Bill m's avatar
Bill m

Friendly and on point and always want to help.

5
Friendly and on point and always want to help. Reviewed on: 24th June 2025
Sam b's avatar
Sam b

Loqbox really has helped improve my credit score to...

5
Loqbox really has helped improve my credit score to now above average. This was after my bankruptcy period ended Reviewed on: 24th June 2025
David L's avatar
David L

Clear helpful advice made me less anxious

5
Clear helpful advice made me less anxious Reviewed on: 24th June 2025
Mandy Greaves's avatar
Mandy Greaves

Lowboy is helping me get back into saving each month...

5
Lowboy is helping me get back into saving each month after not bothering for a while. I now now after 12 months I will have money put away in case anything crops up in the future. I will now carry on each month Reviewed on: 24th June 2025
Elaine B's avatar
Elaine B

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