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Loqbox: Credit score builder reviews

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4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
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Martin g
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1126)

Loqbox help me manage my money and buliding my credi...

5
Loqbox help me manage my money and buliding my credit score , and they have a very nice customer service Reviewed on: 24th June 2025
Anett O's avatar
Anett O

Great experience I had with this company app great r...

5
Great experience I had with this company app great results. Reviewed on: 24th June 2025
Angello Armada's avatar
Angello Armada

Simple, Effective, and No Risk

5
I’ve been using Loqbox for a few months now and it’s been a really smooth and helpful experience. I wanted to build or improve my credit score without taking out a credit card or loan, and Loqbox felt like a safe, low-risk way to do that. The concept is really clever: you “save” money each month, and they report those payments as if you were repaying a loan—so it builds your credit history. Then at the end of the year (or earlier if you choose), you get all your savings back. It felt like a win-win, and I appreciated that there was no interest or debt involved. Their app and dashboard are really easy to use, and I was pleasantly surprised at how quickly my credit score started to improve. It also gave me a bit more discipline with saving, which was an added bonus. I’d definitely recommend Loqbox if you’re just starting out with credit, repairing it, or looking for a low-stress way to build a good score over time. Just make sure you stay consistent with your payments and don’t withdraw early unless you have to. Reviewed on: 24th June 2025
Kaiya P's avatar
Kaiya P

A great way to build credit.

5
A great way to build credit. Highly recommend Reviewed on: 24th June 2025
Dan's avatar
Dan

I needed help to boost my credit score and Loqbox ca...

5
I needed help to boost my credit score and Loqbox came to the rescue. I am happier now that I know with Loqbox and determination my score will improve . Reviewed on: 24th June 2025
Robbo's avatar
Robbo

I used Loqbox whilst in university and after leaving...

5
I used Loqbox whilst in university and after leaving ti helps keep me accountable, watch my spending, grow my credit score and also have something to look forward to at the end of the year. Its easy to navigate and I would highly recommend the app and platform. Reviewed on: 24th June 2025
Tiffannie Mersades's avatar
Tiffannie Mersades

Sunshine

5
Loqbox has been a game-changer for improving my credit score. The process was simple, and I appreciated the clear instructions throughout. It’s a great way to build credit while saving money at the same time. I noticed positive changes on my credit report within a few months. Highly recommended if you’re looking for a reliable credit-building tool! Reviewed on: 24th June 2025
Alam's avatar
Alam

They were amazing, almost immediately my score went up!

5
They were amazing, almost immediately my score was improved. They have been helpful giving information needed for some one in need. It's been life changing permitting me to advance my credit rating as well as build a file of good credit fast. Reviewed on: 24th June 2025
John O'Malley's avatar
John O'Malley

What a brilliant service thankyou for all you do

5
What a brilliant service thankyou for all you do Reviewed on: 24th June 2025
Paul's avatar
Paul

Easy to use and is a good tool to build...

5
Easy to use and is a good tool to build your credit Reviewed on: 24th June 2025
Daniel A's avatar
Daniel A

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