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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Loqbox was the best tool to help grow my credit score!

5
Loqbox was the perfect choice to help me grow my credit score on a stable monthly basis without any downsides. Reviewed on: 24th June 2025

100% recommend

5
Within the first few months of saving, my credit score grew 31 points. Loqbox also provides different services and tips to improve credit and better loan options. Reviewed on: 24th June 2025

Very easy to set up.

5
Very easy to set up. Helped me both with saving money and helping to boost my credit score. Reviewed on: 24th June 2025

Loqbox got my credit score from a 3 to 122 in about...

5
Loqbox got my credit score from a 3 to 122 in about 1 month, I know it's still not great but it's a much better score than before. Reviewed on: 24th June 2025

Pretty clever way to earn a better credit rating.

5
Pretty clever way to earn a better credit rating. Setup the payment then forget about it and let your credit rating climb, I'll probably increase my "limit" if my rating climb slows, very cool that that is an option. Reviewed on: 24th June 2025

Top 3 good decisions I made in a long time

5
At first i really didn’t get the idea until i sat down to read it properly and trust me its one of the best decision i’ve had to take. Reviewed on: 24th June 2025

Always been very good and understanding

5
Always been very good and understanding Reviewed on: 24th June 2025

Simple user friendly & easy to follow instructions

5
Simple & easy to follow instructions Reviewed on: 24th June 2025

Leaving a review because it says it'll enter me in a...

5
Leaving a review because it says it'll enter me in a draw to win £1000 Reviewed on: 24th June 2025

Brilliant idea making a saves and build create score

5
Great Idea to create something like this in a year time I’ll have 400+ saved without even realising and at the same time my credit score getting built up!! Incredible can’t wait to see the results. Reviewed on: 24th June 2025

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