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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Very good credit score builder easy to setup

5
Very good credit score builder easy to setup Reviewed on: 24th June 2025

Really happy with Loqbox

5
Easy to use and friendly customer service, option to choose credit limit is fantastic and also easy to use, huge help in not only sorting your finances but getting better and learning with credit too. Rent reporting superb and fuss free, why not report it if you pay every month on time let it be useful and shown. Very happy, also let's me plan for future e.g. reduce my credit limit and use the savings in subscription to save or treat myself Reviewed on: 24th June 2025

Simple set up helping with credit score

5
Simple set up helping with credit score Reviewed on: 24th June 2025

Good to help save

5
As someone that is awful at saving and want to move house as well as improve credit score this has been a good way to do both Reviewed on: 24th June 2025

Very good and helped me a lot with my money...

5
Very good and helped me a lot with my money saving Reviewed on: 24th June 2025

A simple way to increase your credit score.

4
A simple way to increase your credit score. Reviewed on: 24th June 2025

Great service really easy to use and helped me final...

5
Great service really easy to use and helped me finally start saving Reviewed on: 24th June 2025

Great way to build credit etc without the higher ris...

4
Great way to build credit etc without the higher risk of credit cards etc II haven't any improvement yet but excited to see where it takes me easy to set up Easy to navigate and lots of extras on there like rent reporting etc Reviewed on: 24th June 2025

Loqbox review

5
Realy good experience using lowbox grow and save helps boost my creditrating realy good and if u dont have the money on they day they will try again with no inpact on your score or can use from your savings but ule end up with less when u close your save so try not too realy happy customer Reviewed on: 24th June 2025

Really easy to sign up and to use

5
Really easy to sign up and to use Reviewed on: 24th June 2025

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