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Loqbox: Credit score builder reviews

4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
340% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

am loving to use it and expect it being user friendly

5
Loqbox is an interesting concept that aims to help people build credit while saving money. The idea of "building credit while you save" is definitely appealing, especially for those with thin or damaged credit files. It's a structured way to put money aside and see your credit score potentially improve over time, which is a big plus. However, it's important to consider the fees involved and the interest rates you might be missing out on compared to other savings accounts. Also, while Loqbox can help build credit, it's not a quick fix and requires consistent payments over the term. It's worth doing your homework to see if it aligns with your financial goals and needs, comparing it with other credit-building tools and savings options available. Overall, Loqbox can be a useful tool for some, but it's essential to understand the details and weigh the pros and cons before diving in. Reviewed on: 17th June 2025

Helps me save money and build my credit rating, win...

5
Helps me save money and build my credit rating, win win.. Reviewed on: 16th June 2025

I think it’s good to get a understanding of how to u...

5
I think it’s good to get a understanding of how to use money wisely Reviewed on: 16th June 2025

Good support and excellent customer services

4
Good support and excellent customer services Reviewed on: 16th June 2025

Good and helpful for credit score

5
Good and helpful for credit score Reviewed on: 16th June 2025

Learning to manage money

5
It is a way to help me become more responsible especially when it comes on to saving money which has always been a struggle for me. My first time using loqbox didn't workout too well so I am hoping this time will be better. Reviewed on: 16th June 2025

I find it very helpful and easy to use as a neurodiv...

5
I find it very helpful and easy to use as a neurodivergent, we often have bad credit ratings for many reasons, mostly because we struggle with forms and communication, loqbox is a great way to be able to start to remedy that. However, I would have liked to have know it would cost me £30 to withdraw at the end. I still would do it, but it just left a bad taste after feeling the success of saving Reviewed on: 16th June 2025

So far So Good.

5
It been so far so good I have not have any issues and snice last year I started using loqbox am good with it. Thank you Reviewed on: 16th June 2025

Loqbox has been my GO-TO for building my credit, I c...

5
Loqbox has been my GO-TO for building my credit, I can’t fault it! Would really recommend for anyone trying to build their credit and the cost is less than £20 monthly! Reviewed on: 16th June 2025

Very good experience, amazing service

5
Very good experience, amazing service Reviewed on: 16th June 2025

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