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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1126)

Saving with loqbox has increased my credit score mas...

5
Saving with loqbox has increased my credit score massively and helped me to save money too, WIN WIN!!!! Reviewed on: 17th June 2025

Loqbox helped me when I needed it most.

5
I started using Loqbox when I was diagnosed with a Brain Tumour and my career in the military ended. Since using the service my credit score has increased, I have been able to access services I previously wasn't able to and I feel that, even though I now have more money coming in than I did, my financial situation is stronger than ever. Reviewed on: 17th June 2025

am loving to use it and expect it being user friendly

5
Loqbox is an interesting concept that aims to help people build credit while saving money. The idea of "building credit while you save" is definitely appealing, especially for those with thin or damaged credit files. It's a structured way to put money aside and see your credit score potentially improve over time, which is a big plus. However, it's important to consider the fees involved and the interest rates you might be missing out on compared to other savings accounts. Also, while Loqbox can help build credit, it's not a quick fix and requires consistent payments over the term. It's worth doing your homework to see if it aligns with your financial goals and needs, comparing it with other credit-building tools and savings options available. Overall, Loqbox can be a useful tool for some, but it's essential to understand the details and weigh the pros and cons before diving in. Reviewed on: 17th June 2025

Helps me save money and build my credit rating, win...

5
Helps me save money and build my credit rating, win win.. Reviewed on: 16th June 2025

I think it’s good to get a understanding of how to u...

5
I think it’s good to get a understanding of how to use money wisely Reviewed on: 16th June 2025

Good support and excellent customer services

4
Good support and excellent customer services Reviewed on: 16th June 2025

Good and helpful for credit score

5
Good and helpful for credit score Reviewed on: 16th June 2025

Learning to manage money

5
It is a way to help me become more responsible especially when it comes on to saving money which has always been a struggle for me. My first time using loqbox didn't workout too well so I am hoping this time will be better. Reviewed on: 16th June 2025

I find it very helpful and easy to use as a neurodiv...

5
I find it very helpful and easy to use as a neurodivergent, we often have bad credit ratings for many reasons, mostly because we struggle with forms and communication, loqbox is a great way to be able to start to remedy that. However, I would have liked to have know it would cost me £30 to withdraw at the end. I still would do it, but it just left a bad taste after feeling the success of saving Reviewed on: 16th June 2025

So far So Good.

5
It been so far so good I have not have any issues and snice last year I started using loqbox am good with it. Thank you Reviewed on: 16th June 2025

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