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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1128)

It's a life saver for my credit!

5
It's a life saver for my credit I was away in the USA for 20 years to come back to no credit history. Loqbox was the answer. My credit is climbing fast. Reviewed on: 17th June 2025
Gavin Wilkins's avatar
Gavin Wilkins

It has been helpful, and has given me an easy way to...

5
It has been helpful, and has given me an easy way to save money without thinking too hard anti j Reviewed on: 17th June 2025
Ruby Pinder's avatar
Ruby Pinder

Saving with loqbox has increased my credit score mas...

5
Saving with loqbox has increased my credit score massively and helped me to save money too, WIN WIN!!!! Reviewed on: 17th June 2025
Tracey S's avatar
Tracey S

Loqbox helped me when I needed it most.

5
I started using Loqbox when I was diagnosed with a Brain Tumour and my career in the military ended. Since using the service my credit score has increased, I have been able to access services I previously wasn't able to and I feel that, even though I now have more money coming in than I did, my financial situation is stronger than ever. Reviewed on: 17th June 2025
Gaz S's avatar
Gaz S

am loving to use it and expect it being user friendly

5
Loqbox is an interesting concept that aims to help people build credit while saving money. The idea of "building credit while you save" is definitely appealing, especially for those with thin or damaged credit files. It's a structured way to put money aside and see your credit score potentially improve over time, which is a big plus. However, it's important to consider the fees involved and the interest rates you might be missing out on compared to other savings accounts. Also, while Loqbox can help build credit, it's not a quick fix and requires consistent payments over the term. It's worth doing your homework to see if it aligns with your financial goals and needs, comparing it with other credit-building tools and savings options available. Overall, Loqbox can be a useful tool for some, but it's essential to understand the details and weigh the pros and cons before diving in. Reviewed on: 17th June 2025
Quraish M's avatar
Quraish M

Helps me save money and build my credit rating, win...

5
Helps me save money and build my credit rating, win win.. Reviewed on: 16th June 2025
Clare 's avatar
Clare

I think it’s good to get a understanding of how to u...

5
I think it’s good to get a understanding of how to use money wisely Reviewed on: 16th June 2025
Matthew M's avatar
Matthew M

Good support and excellent customer services

4
Good support and excellent customer services Reviewed on: 16th June 2025
Shoyeb A's avatar
Shoyeb A

Good and helpful for credit score

5
Good and helpful for credit score Reviewed on: 16th June 2025
BRIAN M's avatar
BRIAN M

Learning to manage money

5
It is a way to help me become more responsible especially when it comes on to saving money which has always been a struggle for me. My first time using loqbox didn't workout too well so I am hoping this time will be better. Reviewed on: 16th June 2025
Tea's avatar
Tea

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