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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Loqbox has helped me save a lot and has helped me bo...

5
Loqbox has helped me save a lot and has helped me boot my credit score more than ever Reviewed on: 11th June 2025

Loqbox is a Great way to save money without even not...

5
Loqbox is a Great way to save money without even noticing!!!!. Reviewed on: 11th June 2025

It's well explained and detailed

5
It's well explained and detailed Reviewed on: 10th June 2025

Great way to safe and build your credit score

5
Great way to safe and build your credit score Reviewed on: 10th June 2025

It's fantastic, though keep payments timely.

5
The last time I used it, I couldn't fulfil the entire term due to illness. However, it still gave me a lump sum which was incredibly helpful at the time. I'm starting up again now as my income is more stable. Reviewed on: 10th June 2025

Such a massive help!

5
Before I Signed up to loqbox, my credit score was extremely poor (due to various circumstances), I was deeply in an overdraft I couldn't get out of and couldn't save. I think this is my 3rd year using Loqbox and since using it, I have managed to get out of my overdraft, increase my credit rating and also now have learnt how to save a bit better. Reviewed on: 10th June 2025

Easy to use and a great tool to save for a year and...

5
Easy to use and a great tool to save for a year and build your credit score Reviewed on: 10th June 2025

It's has been a wonder journey, I asked to safe ,bui...

5
It's has been a wonder journey, I asked to safe ,building my Credit score to fulfill purpose. Reviewed on: 10th June 2025

Its so easy to do....

5
Its so easy to do and saves up an amount every year. Plus it helps with your credit score Reviewed on: 10th June 2025

Very good help me to understand why my credit system...

5
Very good help me to understand why my credit system Reviewed on: 10th June 2025

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