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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

A good way to safe and improve credit score

4
On a whole loqbox is good, it is one of the easy ways to build credit and also save at da same time. My only concern is the difficulty in the loqbox rent in identifying my rent payments. I’ve been paying rent for the past 6 months and I’ve been updating the rent details but still nothing is identified. If this could be fixed then it would be an excellent platform and an overall excellent experience for everyone Reviewed on: 10th June 2025

Very well experience , and helful for credit score

5
Very well experience , and helful for credit score Reviewed on: 10th June 2025

I really struggle with money management through bad...

5
I really struggle with money management through bad habits growing up and ADHD - forgetting bills, impulse buying etc. This is the 2nd time I’ve used to save and it really helped improve my credit score, too! Reviewed on: 10th June 2025

Good way to build your credit score and at each year...

5
Good way to build your credit score and at each year you get money back Reviewed on: 10th June 2025

Very helpful credit building at the end you have tha...

5
Very helpful credit building at the end you have that not saving that, you weren’t expecting? Reviewed on: 10th June 2025

Great service and tool to use as I suffer from menta...

5
Great service and tool to use as I suffer from mental health and is great and nice to use! Reviewed on: 10th June 2025

Quickest increase on my credit score

5
Quickest increase on my credit score I’ve ever had thanks to using loqbox Reviewed on: 9th June 2025

every step has been helpful support is great

5
every step has been helpful support is great Reviewed on: 9th June 2025

Great way to save It definitely helped with saving

5
It definitely helped with saving Reviewed on: 9th June 2025

within 6 months my credit score has reached to good...

5
within 6 months my credit score has reached to good with the help of loqbox. Reviewed on: 9th June 2025

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