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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Excellent app help me to build my credit score and s...

5
Excellent app help me to build my credit score and save money at the same time.. Reviewed on: 9th June 2025
Rajkumar 's avatar
Rajkumar

Fantastic

5
I have amazing experience with loqbox, I've used loqbox for 3 years. It's so easy to save with loqbox. The loqbox app is convenient and save. Reviewed on: 9th June 2025
Jenny T's avatar
Jenny T

As a single mum, managing my money wisely is really...

5
As a single mum, managing my money wisely is really important—not just for me, but for my child’s future too. I joined Loqbox because I wanted to build my credit without risking debt or getting into financial trouble. What I loved most was that I could save a little each month, and it was all reported to the credit agencies—helping me build my credit history in a safe, simple way. Loqbox gave me peace of mind knowing that I was improving my credit score while also putting money aside for my child and our future. Being able to unlock my savings at the end felt so rewarding. It wasn’t just about the money—it was the progress I made, knowing I was creating better opportunities for us. I’m proud of how far I’ve come, and I truly recommend Loqbox to any other single parent who wants to take control of their finances and move forward with confidence. Reviewed on: 9th June 2025
Lareece B's avatar
Lareece B

Boosted credit and saved money

5
I have boosted my credit score and saved money for my daughter’s birthday. I will be using it again to build credit and saved money money for Christmas Reviewed on: 9th June 2025
Danniella's avatar
Danniella

I’m being with that box my credit score has gone up...

5
I’m being with that box my credit score has gone up and I’ve been able to save money. I’m very impressed with the service. I will continue to use loqbox Reviewed on: 9th June 2025
Chris L's avatar
Chris L

Has busted my credit so much,Thank you

5
Has busted my credit so much,Thank you Reviewed on: 9th June 2025
Tuswege M's avatar
Tuswege M

Very efficient and good value for money.

5
Very efficient and good value for money. Reviewed on: 9th June 2025
Matthew Lucas's avatar
Matthew Lucas

easy and helpful

5
easy and helpful, helped me improve Reviewed on: 9th June 2025
Paul's avatar
Paul

It's not too bad but charging 30 pounds each time ne...

4
It's not too bad but charging 30 pounds each time needing to withdraw and 2.99 a week I think is a bit much. Reviewed on: 9th June 2025
Wendy j e's avatar
Wendy j e

Build your credit score and save money

5
Build your credit score and save money Reviewed on: 9th June 2025
Prince Y's avatar
Prince Y

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