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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

I had a wonderful experience, my credit score only i...

5
I had a wonderful experience, my credit score only increased after hiring laqbox, I love it and recommend it Reviewed on: 9th June 2025
Jakeline A's avatar
Jakeline A

Loqbox has helped me save constantly, while building...

5
Loqbox has helped me save constantly, while building my credit score. I am also able to track my rent payments monthly. That's exceptional. Reviewed on: 9th June 2025
Eberechi I's avatar
Eberechi I

I had a bad credit rating but once I had saved with...

5
I had a bad credit rating but once I had saved with low box it improved greatly Reviewed on: 8th June 2025
Cindy Blezard's avatar
Cindy Blezard

It has really helped me a great deal, i have seen po...

5
It has really helped me a great deal, i have seen positive effect on my credit score. Reviewed on: 8th June 2025
Olugbenga M's avatar
Olugbenga M

Great experience , would recommend

5
Great experience , would recommend Reviewed on: 8th June 2025
Angela M's avatar
Angela M

Simple, understandable and effective.

5
Simple, understandable and effective. Reviewed on: 8th June 2025
Jack H's avatar
Jack H

I’ve used loqbox in the past and was very good, I sa...

4
I’ve used loqbox in the past and was very good, I saved money and built my credit score up. Reviewed on: 8th June 2025
Joshua L's avatar
Joshua L

I wanted to improve my credit score and LoqBox was t...

5
I wanted to improve my credit score and LoqBox was the best way to do it. I started saving £100 a month and it helped boost my credit score whilst also acting as a nice return of savings at the end of the 12 month period. Thanks LoqBox Team for helping improve my credit score! Reviewed on: 8th June 2025
James H's avatar
James H

Easy to use site and costs have stayed fixed, easy t...

5
Easy to use site and costs have stayed fixed, easy to unlock. Reviewed on: 8th June 2025
John D's avatar
John D

Consider Rental deducted at source (Pay Slip proof)

3
Relatively expensive to other credit builder like Aqua credit card, but overall other avenues like save and rent seem to be ideal. Consider looking at how other personnel can build their score using rental take off the pay-slip at pay apart from bank account bank statement. Armed forces personnel for example have their pay take at source and reflects on pay slip showing council tax and silcot separately Reviewed on: 8th June 2025
Paul Chipeta's avatar
Paul Chipeta

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