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Loqbox: Credit score builder reviews

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4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
264% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Rebuild my credit and saved 2k..

5
I have managed to save over £2000 and build my credit score which is fantastic. I would definitely recommend Loqbox to all my friends and family Reviewed on: 8th June 2025
Julian B's avatar
Julian B

Help me save money

4
Help me save money and keeps is separate from bank Reviewed on: 8th June 2025
Derrick A's avatar
Derrick A

Life hit me hard.

5
Life hit me hard. My workplace was destroyed in a fire, and soon after, mass layoffs followed. Just two days later, I became a dad, a moment of joy that arrived in the middle of chaos. Then came an unexpected illness that knocked me out for months. Within a year, everything spiralled: I couldn’t keep up with my credit card repayments, defaulted, and my credit score took a huge hit. It felt like no one would give me a second chance. That’s when I found Loqbox. Loqbox didn’t just help me rebuild my credit score; it helped me rebuild my confidence. By making small, manageable monthly payments, I was able to demonstrate positive credit behaviour and build up savings without incurring additional debt. It’s not just a tool. It’s a lifeline for anyone trying to bounce back. Thanks to Loqbox, I’ve been able to restore my financial standing and take back control — not just for myself, but for my family’s future. I’m genuinely grateful. Reviewed on: 8th June 2025
Onyeka 's avatar
Onyeka

Great news and lovely it makes me feel confident

5
Great news and lovely it makes me feel confident Reviewed on: 8th June 2025
Tony A's avatar
Tony A

Great site help with score and customer service cool

4
Great site help with score and customer service cool Reviewed on: 8th June 2025
Henry y's avatar
Henry y

Logbox really helps me a lot and I will surely recom...

5
Logbox really helps me a lot and I will surely recommend my friends Reviewed on: 7th June 2025
RAZAQ BELLO 's avatar
RAZAQ BELLO

Excellent and essential

5
Excellent and helpful you grow werry fast Reviewed on: 7th June 2025
V ILIEVA 's avatar
V ILIEVA

Highly recommended and worth the time/investment

5
Great way to build your credit score started using this app about 2 years ago and went from 425 to 850 and I’m sure I paid a little more for the extra features I would have gotten my credit score to be a lot higher! Reviewed on: 7th June 2025
Paea M's avatar
Paea M

Brilliant clearly laid out and and great direction

5
Brilliant clearly laid out and and great direction Reviewed on: 7th June 2025
Samuel l's avatar
Samuel l

Loqbox Worked for Me!

4
I’ve been using Loqbox for the past 8 months and I’m genuinely pleased with the results. I signed up to help build my credit score while setting aside some monthly savings, and it’s done exactly that. My credit score has improved steadily over this period, and I now have a clearer credit history across all three credit reference agencies. The setup was straightforward – I chose how much to save each month, and Loqbox treated that like a 0% loan, reporting my monthly repayments as if I were paying off credit. At the end, I was able to unlock all my savings in full. What I liked most: No interest or hidden charges if you choose the free option It reports to all three credit agencies (Experian, Equifax, and TransUnion) Easy to use and manage from the app or website A good way to create a habit of saving consistently One minor downside is that you either need to open an account with one of their partner banks to withdraw your savings for free or pay a small fee to transfer it to your own bank – I chose the free route and it worked fine. Overall, I’d definitely recommend Loqbox to anyone who wants to build their credit responsibly and doesn’t want to take out high-risk credit products. It’s especially useful for people with little or no credit history. Reviewed on: 7th June 2025
Naveed Awan's avatar
Naveed Awan

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