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Loqbox: Credit report and building reviews

View other Loqbox products
4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Consider Rental deducted at source (Pay Slip proof)

3
Relatively expensive to other credit builder like Aqua credit card, but overall other avenues like save and rent seem to be ideal. Consider looking at how other personnel can build their score using rental take off the pay-slip at pay apart from bank account bank statement. Armed forces personnel for example have their pay take at source and reflects on pay slip showing council tax and silcot separately Reviewed on: 8th June 2025
Paul Chipeta's avatar
Paul Chipeta

I’ve used loqbox for a couple years now really good...

5
I’ve used loqbox for a couple years now really good Reviewed on: 8th June 2025
Karen d's avatar
Karen d

Able to access my savings whenever I wanted

5
Great experience easy to use, credit has seen a massive improvement and I was able to access my savings whenever I wanted. 10/10 Reviewed on: 8th June 2025
Liam M's avatar
Liam M

Awesome , it’s been nice working with loqbox

5
Awesome , it’s been nice working with loqbox Reviewed on: 8th June 2025
Funmito 's avatar
Funmito

My experience with logbox Has excellent so far.

5
My experience with logbox Has excellent so far. Reviewed on: 8th June 2025
Kelechi 's avatar
Kelechi

Rebuild my credit and saved 2k..

5
I have managed to save over £2000 and build my credit score which is fantastic. I would definitely recommend Loqbox to all my friends and family Reviewed on: 8th June 2025
Julian B's avatar
Julian B

Help me save money

4
Help me save money and keeps is separate from bank Reviewed on: 8th June 2025
Derrick A's avatar
Derrick A

Life hit me hard.

5
Life hit me hard. My workplace was destroyed in a fire, and soon after, mass layoffs followed. Just two days later, I became a dad, a moment of joy that arrived in the middle of chaos. Then came an unexpected illness that knocked me out for months. Within a year, everything spiralled: I couldn’t keep up with my credit card repayments, defaulted, and my credit score took a huge hit. It felt like no one would give me a second chance. That’s when I found Loqbox. Loqbox didn’t just help me rebuild my credit score; it helped me rebuild my confidence. By making small, manageable monthly payments, I was able to demonstrate positive credit behaviour and build up savings without incurring additional debt. It’s not just a tool. It’s a lifeline for anyone trying to bounce back. Thanks to Loqbox, I’ve been able to restore my financial standing and take back control — not just for myself, but for my family’s future. I’m genuinely grateful. Reviewed on: 8th June 2025
Onyeka 's avatar
Onyeka

Great news and lovely it makes me feel confident

5
Great news and lovely it makes me feel confident Reviewed on: 8th June 2025
Tony A's avatar
Tony A

Great site help with score and customer service cool

4
Great site help with score and customer service cool Reviewed on: 8th June 2025
Henry y's avatar
Henry y

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