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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

I’ve used loqbox for a couple years now really good...

5
I’ve used loqbox for a couple years now really good Reviewed on: 8th June 2025
Karen d's avatar
Karen d

Able to access my savings whenever I wanted

5
Great experience easy to use, credit has seen a massive improvement and I was able to access my savings whenever I wanted. 10/10 Reviewed on: 8th June 2025
Liam M's avatar
Liam M

Awesome , it’s been nice working with loqbox

5
Awesome , it’s been nice working with loqbox Reviewed on: 8th June 2025
Funmito 's avatar
Funmito

My experience with logbox Has excellent so far.

5
My experience with logbox Has excellent so far. Reviewed on: 8th June 2025
Kelechi 's avatar
Kelechi

Rebuild my credit and saved 2k..

5
I have managed to save over £2000 and build my credit score which is fantastic. I would definitely recommend Loqbox to all my friends and family Reviewed on: 8th June 2025
Julian B's avatar
Julian B

Help me save money

4
Help me save money and keeps is separate from bank Reviewed on: 8th June 2025
Derrick A's avatar
Derrick A

Life hit me hard.

5
Life hit me hard. My workplace was destroyed in a fire, and soon after, mass layoffs followed. Just two days later, I became a dad, a moment of joy that arrived in the middle of chaos. Then came an unexpected illness that knocked me out for months. Within a year, everything spiralled: I couldn’t keep up with my credit card repayments, defaulted, and my credit score took a huge hit. It felt like no one would give me a second chance. That’s when I found Loqbox. Loqbox didn’t just help me rebuild my credit score; it helped me rebuild my confidence. By making small, manageable monthly payments, I was able to demonstrate positive credit behaviour and build up savings without incurring additional debt. It’s not just a tool. It’s a lifeline for anyone trying to bounce back. Thanks to Loqbox, I’ve been able to restore my financial standing and take back control — not just for myself, but for my family’s future. I’m genuinely grateful. Reviewed on: 8th June 2025
Onyeka 's avatar
Onyeka

Great news and lovely it makes me feel confident

5
Great news and lovely it makes me feel confident Reviewed on: 8th June 2025
Tony A's avatar
Tony A

Great site help with score and customer service cool

4
Great site help with score and customer service cool Reviewed on: 8th June 2025
Henry y's avatar
Henry y

Logbox really helps me a lot and I will surely recom...

5
Logbox really helps me a lot and I will surely recommend my friends Reviewed on: 7th June 2025
RAZAQ BELLO 's avatar
RAZAQ BELLO

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