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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Excellent and essential

Excellent and helpful you grow werry fast Reviewed on: 7th June 2025

Highly recommended and worth the time/investment

Great way to build your credit score started using this app about 2 years ago and went from 425 to 850 and I’m sure I paid a little more for the extra features I would have gotten my credit score to be a lot higher! Reviewed on: 7th June 2025

Brilliant clearly laid out and and great direction

Brilliant clearly laid out and and great direction Reviewed on: 7th June 2025

Loqbox Worked for Me!

I’ve been using Loqbox for the past 8 months and I’m genuinely pleased with the results. I signed up to help build my credit score while setting aside some monthly savings, and it’s done exactly that. My credit score has improved steadily over this period, and I now have a clearer credit history across all three credit reference agencies. The setup was straightforward – I chose how much to save each month, and Loqbox treated that like a 0% loan, reporting my monthly repayments as if I were paying off credit. At the end, I was able to unlock all my savings in full. What I liked most: No interest or hidden charges if you choose the free option It reports to all three credit agencies (Experian, Equifax, and TransUnion) Easy to use and manage from the app or website A good way to create a habit of saving consistently One minor downside is that you either need to open an account with one of their partner banks to withdraw your savings for free or pay a small fee to transfer it to your own bank – I chose the free route and it worked fine. Overall, I’d definitely recommend Loqbox to anyone who wants to build their credit responsibly and doesn’t want to take out high-risk credit products. It’s especially useful for people with little or no credit history. Reviewed on: 7th June 2025

Loqbox is being compare

Loqbox is consumer friendly and very easy to use. Benefits from the service are excellent and apply to the aspects that are fundamental to stabilize and promote financial stability. I love loqbox and have recommended it to my partner and other work colleagues. Reviewed on: 7th June 2025

This app aha helped me meet my savings target

This app aha helped me meet my savings target Reviewed on: 7th June 2025

Very easy to set up and navigate.

Very easy to set up and navigate. My credit score has improved greatly, would recommend over and over to family and friends. Reviewed on: 7th June 2025

Loqbox will give you on the long run joy.

Well Loqbox was an app I used without having any expectation other than make my money safe. it has been one of the reasons why my credit score make a whole lot of sense. I do not just like the idea that you have to open an account to get your money or let go of some quids to get it sent to your main account. What’s the essence of the withdrawal charges when you held my money for 1 whole year! Reviewed on: 7th June 2025

Good service and helpful very happy with my experience

Good service and helpful very happy with my experience Reviewed on: 7th June 2025

Easy and quick to use.

Easy and quick to use. No problems Reviewed on: 7th June 2025

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Loqbox: Credit report and building reviews

100% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit report and building now

Loqbox Credit report and building reviews (1128)

Excellent and essential

Highly recommended and worth the time/investment

Brilliant clearly laid out and and great direction

Loqbox Worked for Me!

Loqbox is being compare

This app aha helped me meet my savings target

Very easy to set up and navigate.

Loqbox will give you on the long run joy.

Good service and helpful very happy with my experience

Easy and quick to use.

Review Loqbox: Credit report and building now

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