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Loqbox: Credit building reviews

4.56
Based on 1,921 reviews, last reviewed 13th Jul 2026
67400% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

I’ve just started using loqbox and my experience so... I’ve just started using loqbox and my experience so far has been excellent it is very easy to use and straight forward. Reviewed on: 13th July 2026
Millie's avatar
Millie

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1923)

It’s been good at helping build my credit score

5
It’s been good at helping build my credit score Reviewed on: 3rd June 2026

Great service

5
It's been straight forward from beginning and easy to navigate. Reviewed on: 3rd June 2026

Have built positive score since joining

5
Have built positive score since joining Reviewed on: 3rd June 2026

Great tool to help set money aside

5
Great tool to help set money aside Reviewed on: 3rd June 2026

Excellent Service for Building CreditI've had...

5
Excellent Service for Building Credit I've had a great experience with Loqbox. The platform is easy to use, straightforward to understand, and has helped me become much more aware of how credit works. I like that it encourages good financial habits while helping build a positive payment history with the major UK credit reference agencies. Loqbox reports payments to Experian, Equifax and TransUnion, helping users demonstrate consistent repayments over time. The app is simple to navigate, and the progress tracking tools make it easy to stay motivated. What I appreciate most is that it gives people who are new to credit, or looking to improve their credit profile, a practical way to demonstrate responsible financial behaviour. Improvements aren't guaranteed, but many users report positive results when they make payments consistently. Customer support has been responsive whenever I've needed help, and the whole process feels transparent and well organised. Overall, I'd definitely recommend Loqbox to anyone looking to strengthen their credit history and develop better financial habits. Highly recommended! Reviewed on: 3rd June 2026

Excellent

5
Very helpful and very informative Reviewed on: 3rd June 2026

I appreciate the help building my credit score

5
I appreciate the help building my credit score Reviewed on: 3rd June 2026

It has helped me see how creditors see me and it all...

4
It has helped me see how creditors see me and it allows me to set up a savings account where they take money straight from my bank Reviewed on: 3rd June 2026

Excellent experience

5
I have struggled for years with my credit however when I found loqbox this changed, I find my experience with them has eased my anxiety about my credit and helped to build it so much already, I would recommend them to anyone! Reviewed on: 3rd June 2026

I've been using Loqbox to improve my credit for only...

5
I've been using Loqbox to improve my credit for only a few months now and I've been seeing improvements already. I went from being dreadful of my circumstances and if I could even get out of problem I found myself in but now I feel actually hopeful about things finally. Reviewed on: 3rd June 2026

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