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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Michaels's personal review

5
I have had 2 loans now and both unfortunately, they have both had to be cancelled due to financial difficulty. Paying high bills etc. I do think they are a very good and helpful company and do help you to increase your score. I have mentioned them to other people but I would not try to get points or money for putting them forward to Loqbox as I would feel that if it did not work out for them I would be that I contributed to this. People have to be in charge of whether they take a savings loan themselves. I have found them extremely helpful to me, and would recommend them highly. Reviewed on: 6th June 2025
MR M's avatar
MR M

I have had nothing but a positive experience with Lo...

5
I have had nothing but a positive experience with Loqbox and would highly recommend the company for building credit Reviewed on: 6th June 2025
Serena M's avatar
Serena M

Good experience building !

5
Good experience building !! Happy for anyone to use Reviewed on: 6th June 2025
Huseyin M's avatar
Huseyin M

Good experience and good growth

5
Good experience and good growth best app I ever seen build credit score Reviewed on: 6th June 2025
Nagi Reddy 's avatar
Nagi Reddy

The site is very easy to use and has all the informa...

5
The site is very easy to use and has all the information you need available. It’s a great way to save too Reviewed on: 6th June 2025
celia w's avatar
celia w

Since I have been using loqbox my credit score has n...

5
Since I have been using loqbox my credit score has never remain thesame. Reviewed on: 6th June 2025
Olushola O's avatar
Olushola O

Definitely gave my credit a boost!

5
I've used Loqbox twice now and it definitely gave my credit a boost. It's also a great way to save for someone like me who had struggled to save in the past. With Loqbox I budgeted better, monitored my credit file more closely and started getting approved for finance products I couldn't get before. I'm so grateful for their service. Thank-you Loqbox! Reviewed on: 6th June 2025
Pam B's avatar
Pam B

Very satisfied customer

5
I'm really happy so far, I hope once the year has gone by, to see the positive result on my credit score. Reviewed on: 6th June 2025
Robert L's avatar
Robert L

Lovely and easily to use.

5
Lovely and easily to use. Helping me save monthly Reviewed on: 6th June 2025
Frank Odianosen 's avatar
Frank Odianosen

Great Service overall

4
What they offer is certainly good, but more can be done for sure! And maybe less harsh on reporting late payments… It is sort of hilarious after piles of debts form default accounts I slowly but steadily managed to get rid of… I was reported to CRA for being late on my ?£30 monthly payment with them? Oh well… Reviewed on: 6th June 2025
Methatron's avatar
Methatron

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