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Manchester Credit Union: Loans reviews

4.84
Based on 4,005 reviews, last reviewed 23rd Jul 2026
60% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Credit union has been a god send , very easy to take... Credit union has been a god send , very easy to take out a loan and very easy to withdraw funds Reviewed on: 23rd July 2026
Ruby O's avatar
Ruby O

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4006)

Applied for a loan and it was a quick and easy exper...

5
Applied for a loan and it was a quick and easy experience. Very happy Reviewed on: 11th June 2025

Highly reccommend

5
I have always had positive communications and efficient service from MCU Reviewed on: 11th June 2025

I’ve always had a good experience with credit union

5
I’ve always had a good experience with credit union Reviewed on: 11th June 2025

Very easy to deal with and very fast and responding...

5
Very easy to deal with and very fast and responding and paying out Reviewed on: 11th June 2025

Great service and easy to use

5
Very handy to have the rolling loan and the new withdrawal system makes topping up your loan so quick and easy. They message back very quickly whenever you have a question. Happy with the service provided. Reviewed on: 11th June 2025

My experience with Manchester credit union is very...

5
My experience with Manchester credit union is very good help me to sort out my problems when I need loan from them and Manchester credit union give me good service every time I called them or I go to the office. Very helpful. Reviewed on: 11th June 2025

Affordable, trustworthy, 100% recommend

5
I didn’t know Manchester credit union existed before speaking to a family member about money worries. It’s perfect and affordable. The stress of needing a loan went instantly when I found credit union . I was really worried about getting a regular loan and having to pay back double what i borrowed. I 100% recommend! Reviewed on: 11th June 2025

Its been a great pleasure knowing MCU .

5
Its been a great pleasure knowing MCU . They have helped me secure loans easily without affecting my credit score. With amazing customer service officers like Barbara. She have been like an angel. Honestly I am so glad I have a account here Reviewed on: 11th June 2025

Amazing chance to have a loan when you need it and h...

5
Amazing chance to have a loan when you need it and have bad credit. Reviewed on: 11th June 2025

Excellent

5
Wonderful excellent experience, really helpful and very easy process and less time consuming. 10/10 Reviewed on: 11th June 2025

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