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The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

Name: Loans
Rating: 4.96 (196 reviews)

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4.97

Based on 196 reviews, last reviewed 9th Jul 2025

9000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Helpful staff and great customer service. Helpful staff and great customer service. Good timely response to all calls and emails. Strait forward application process. Reviewed on: 9th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (196)

Easy, quick and friendly

I’ve been a member for years. I have used the loans and saving service. Always friendly and happy to help. Quick to contact when applying for loans or even just a query! Reviewed on: 16th May 2023

Coop Credit Union Loan cleared debt

Getting a loan with Coop Credit Union meant I could clear my credit card debts. Then I paid back the loan through my pay checks and I am now debt-free : )) Reviewed on: 16th May 2023

Demystifying Borrowing and Saving

It is so empowering to be building up savings whilst repaying a loan. The Coop Credit Union makes it easy - friendly people, straightforward application process which clearly explains the borrower's responsibilities. Always my first port of call to fund holidays, retreats, courses and unexpected extra expenses... Reviewed on: 16th May 2023

It's a great way of borrowing!!

It's great how you can have a loan but also save at the same time it's fantastic!! Great service by coop credit union Reviewed on: 16th May 2023

Credit union loan

Very straightforward and easy to apply and very useful that it can just be deducted from your wage packet Reviewed on: 16th May 2023

Great easy to use with nivo

Had a loan to re furbish garden, looks lovely and have had many hours sitting there now Reviewed on: 16th May 2023

Helped me during a difficult time

I first got a coop credit union loan after splitting with my partner and landing in some financial difficulties, I was worried about Christmas being a new single parent but the coop credit union helped me massively and I recently paid off my loan directly from my salary each pay day! Reviewed on: 16th May 2023

Quick and easy

Coop credit union has been great for me to apply and receive a quick loan no issues and great customer service Reviewed on: 16th May 2023

Credit union

Credit union helped me out when i needed it i was told by a colleague at work about them and got a loan for christmas when i was very low and low on cash i didn't think i would be able to get any presents for my kids but my loan helped me with that and its hood to know that it is there if i need it again. Reviewed on: 16th May 2023

Great fo unexpected expenses

I have needed to borrow twice now and im happy with the service really quick response and the interest rate is ok that gets paid by payroll deduction so i never miss a payment and you save alongside your loan which is also really good an overall exellent service Reviewed on: 16th May 2023

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