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The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

Name: Loans
Rating: 4.96 (196 reviews)

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4.97

Based on 196 reviews, last reviewed 9th Jul 2025

9000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Helpful staff and great customer service. Helpful staff and great customer service. Good timely response to all calls and emails. Strait forward application process. Reviewed on: 9th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (196)

A Simple Helping Hand

I was very happy to be able to get a loan to help with household costs. The process of application was very straightforward. The messaging system works very well. It was easy to ask questions and get answers. It was all done very quickly as well. I would rather use a credit union than a bank. Very happy with my experience. Reviewed on: 17th May 2023

Rent Deposit

I had a loan for rent deposit and they were so helpful and money was in the account that day Reviewed on: 17th May 2023

Fast , easy

Quick and easy to apply for. In the bank quickly Reviewed on: 16th May 2023

Great service

Whenever I had a financial difficulty, I always tried to get loan support from credit union. It is easy and quick too. Because I have been paying it on time they have offered me the amount I’m asking. Really appreciate and grateful. Reviewed on: 16th May 2023

Great cheap loans

So easy to apply and get a loan whilst saving at the same time. Payment made directly from my wages every month. Wish i used them 21 years earlier when I first started with the Co-op. Reviewed on: 16th May 2023

Only company I will use for a credit loan. Easy to apply and get decision next day.

Coop credit union is fabulous. Have had many loans from them over the last 7 years. Just save a minimum of £10 a month. So easy to apply for. Interest rates are low and affordable. The money is taken from my pay before I get it. Would only use the coop credit union for a loan. Reviewed on: 16th May 2023

Cracking Service

A hassel free service, easy and affordable. Great customer service. Top notch, can't think of anything that they could do better. Reviewed on: 16th May 2023

Fantastic service

Amazing service with great rates all while able to build up savings Reviewed on: 16th May 2023

Brilliant!!!

Absolutely spot in communication easy payment plan easy exactly what I needed! Reviewed on: 16th May 2023

Used a few times

I have used the co-op credit union a few times for loans to help with paying for family holidays. I never have any issues. They are very quick and help with any queries. Reviewed on: 16th May 2023

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