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The Money Co-op: Loans reviews

Name: Loans
Rating: 4.85 (261 reviews)

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4.85

Based on 261 reviews, last reviewed 17th Jul 2026

38% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Excellent service, I got my loan with in 2 weeks... Excellent service, I got my loan with in 2 weeks with reasonable questions Reviewed on: 17th July 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op Loans reviews (261)

so easy

Its really easy to apply and you dont have to worry about repaying as it comes straight out your wages. which is a great idea. great service. Reviewed on: 19th May 2023

Helping hand

Had to get a loan for xmas. It was done in 20 minutes. Cheap and affordable installments. Thanks coop credit union. Reviewed on: 19th May 2023

Easy and Affordable

The Co-op credit union has helped me manage and control my finances. The loans I have took out with them have been easy to apply for, affordable and the staff have been helpful explaining queries both over the phone and through the brilliant online portal. It feels good to know I can lend for emergencies while saving for the future too. Reviewed on: 18th May 2023

Awesome service

Applied for a loan last year, was a quick and simple process and easy to do, money was in my account quickly, repayments affordable and taken straight from wages so you never miss them or a payment. Great service Reviewed on: 18th May 2023

Loan

Excellent staff and offer the best advice depending on your situation Reviewed on: 18th May 2023

A Simple Helping Hand

I was very happy to be able to get a loan to help with household costs. The process of application was very straightforward. The messaging system works very well. It was easy to ask questions and get answers. It was all done very quickly as well. I would rather use a credit union than a bank. Very happy with my experience. Reviewed on: 17th May 2023

Rent Deposit

I had a loan for rent deposit and they were so helpful and money was in the account that day Reviewed on: 17th May 2023

Fast , easy

Quick and easy to apply for. In the bank quickly Reviewed on: 16th May 2023

Great service

Whenever I had a financial difficulty, I always tried to get loan support from credit union. It is easy and quick too. Because I have been paying it on time they have offered me the amount I’m asking. Really appreciate and grateful. Reviewed on: 16th May 2023

Great cheap loans

So easy to apply and get a loan whilst saving at the same time. Payment made directly from my wages every month. Wish i used them 21 years earlier when I first started with the Co-op. Reviewed on: 16th May 2023

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