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Moneybarn: Car Finance reviews

View other Moneybarn products
4.83
Based on 3,271 reviews, last reviewed 5th Jul 2025
2250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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7%
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1%
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0%
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2%

Latest highest rating:

5

I had not very good credit score but Moneybarn help... I had not very good credit score but Moneybarn help me out to get what I need. Thank you for your help and support. Reviewed on: 5th July 2025
Daniel Marcel Stoianovici's avatar
Daniel Marcel Stoianovici

Latest lowest rating:

1

Usurybarn Extortionate interest rates, would not recommend Reviewed on: 1st July 2025
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Usurybarn
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About this product

Looking for a new car finance provider? Read our community reviews of Moneybarn on Smart Money People. People like you share their comments, and experiences on our site in order to guide others who are looking for Moneybarn car finance reviews. Have you had experience with Moneybarn? Join our community of reviews, and leave a review of your own, and you too will be helping people find the right car finance providers!

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Moneybarn Car Finance reviews (3271)

AVOID AVOID AVOID

1
At first I thought they were amazing, that’s only because I went through a broker. The second I went directly to them, that’s when everything went to s**t. Started a complaint to put the Range Rover back because there was issues with the diff, electrical issues and one of the rear brake disks were sticking on, had it checked over by a reputable garage, had a written report done by said garage, 4 weeks after opening the complaint I ended up in a car accident in the car. Going forward about 8-10 weeks after opening the complaint and having an accident, the car being sat outside for a month obviously not driven due to it being written off, they come back with “there was no signs of issues with the brakes” with attached photos of them being ORANGE WITH RUST!?!?! Of course you’re not going to see the evidence of the rear discs having being excessively hot. I might be a female but I’ve been in about cars since I was able to walk. I’m not a dumb ass. So, off to trading standards and financial ombudsman we go! I won’t stop until this company is destroyed like they’ve done to my mental state!! Reviewed on: 26th August 2021
Hannah Deverson's avatar
Hannah Deverson

Unprofessional Shambles of a Company

1
The finance was settled months early. They miscalculated the settlement figure then after the agreement finished reported me to the credit reference agencies for late payments. Despite their assurances that they would rectify the issue they have not done so Reviewed on: 10th May 2019
scott 's avatar
scott

Stay away at all costs

1
They will ruin your credit, I used them to buy a car which i could no longer afford due to losing my job on their advise i returned the car back to them to be sold and i agreed to pay back the outstanding debt on a manageable payment plan. i have been paying this consistently for 3 years only to find that they have put a default notice on my credit file for non payment for the last 3 years which has completely ruined my credit.. to the point i cannot even find somewhere to live. They punish you even though you make an agreement with them and stick to it. they have confirmed whether i continue to make the agreed reduce payment on not they will not update my credit file until the full balance is paid which is thousands. They are more than happy to see honest people who are trying their best homeless because no one would rent to them because of a bad credit file Reviewed on: 30th October 2018
Jessica Van Leeuwen's avatar
Jessica Van Leeuwen

Stay clear

1
Stay well clear of this company they tell you lies about being accepted for credit they even got me to sign the agreement then when you pay your deposit on your vehicle they then decide that you need to give them extra documents then decide to say your no longer accepted so you end up massively out of pocket even though I’m an exsisiting customer with a previous vehicle so if that’s how they treat there exsisting customers.Even the advisor said I was totally in the right and it wasn’t on what they did.They prey on desperate people that have had problems in the past but take it from a exsisting customer after this experience stay clear there’s other company’s out there that will treat you fairly. Reviewed on: 27th September 2018
Davidp2018's avatar
Davidp2018

Quick, friendly service

4
Interest rates a little on the high side but they arranged my loan in a quick and friendly manner and have been efficient ever since. Reviewed on: 22nd April 2018
Jon Barden's avatar
Jon Barden

Like lightening

5
Applies and approved same day, car payout to garage so quickly and there was so many cars to choose from. Super service Reviewed on: 11th April 2018
Tinks 's avatar
Tinks

Laughable APR but there is a reason

3
The APR is borderline insanity and the only reason I took it was because I have a junk credit file. However looking past the APR they are a very professional operation and they seem to care about their customers situations and will try to be flexible with payments when you are hard up. Reviewed on: 6th January 2018
Ryan Murphy's avatar
Ryan Murphy

car fiance

5
Having trouble getting car on finance. . Spoke to Moneybarn and they helped me out .. now I have a lovely car and it's helpt my credit rating aswell .. would highly recomend moneybarn Reviewed on: 2nd July 2017
ronald's avatar
ronald

Best Car Finance

5
Very Helpfull and Quick with the paperwork and getting the finance ready and all set up. Unlike other companies, no meetings, 1 and 1s. Straight forward. Will recomend them to family and friends. Will use them in the future again. Reviewed on: 1st July 2017
Roheel Amjid's avatar
Roheel Amjid

Car finance

5
Very helpful and dealt with my car finance very quickly. Will recomend and use them again in the future. Reviewed on: 14th May 2017
Roheel Amjid's avatar
Roheel Amjid

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