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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,668 reviews, last reviewed 22nd Jun 2026
290% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simple and easy to use no hassle and money sent stra... Simple and easy to use no hassle and money sent straight to your account Reviewed on: 22nd June 2026
Jm's avatar
Jm

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1670)

Taking advantage of desperation

2
Too easy and interesting way too high. Reviewed on: 19th February 2026
Reply from Moneyboat.co.uk Hi, Thanks for your review. We’re sorry to hear our loan didn’t meet your expectations. We make sure the interest rate is always shown clearly before an application is made, and we only approve loans once a customer passes our affordability checks. Moneyboat is authorised and regulated by the FCA (Firm Reference Number 674154), and we work hard to ensure our customers are treated fairly. If you’d like to talk to us about your loan, please get in touch on 020 3818 7470 or at [email protected]. We’re here to help Mon–Fri, 8am–7pm (excl. Bank Holidays). Best wishes, The Moneyboat Crew Response date: 20th February 2026
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Moneyboat.co.uk

Fast service money within the 1 hour

5
Fast service money within the 1 hour Reviewed on: 19th February 2026

The money was in my account within minutes, great se...

5
The money was in my account within minutes, great service although the interest rate is a little high Reviewed on: 19th February 2026

Great, easy process would definitely use again and r...

5
Great, easy process would definitely use again and recommend to others Reviewed on: 19th February 2026

needed help and they did just that, quick and no has...

5
needed help and they did just that, quick and no hassle Reviewed on: 19th February 2026

Excellent very good easy ask and you shall receive v...

5
Excellent very good easy ask and you shall receive very quick Reviewed on: 19th February 2026

It was too quick and was very helpful

5
It was too quick and was very helpful Reviewed on: 18th February 2026

I was in need for some short term cash to get me by...

5
I was in need for some short term cash to get me by and luckily I found these guys who offered me £200 loan and repaying over 3 months, no hidden fees and very and understandable for those in need Reviewed on: 18th February 2026

I am thankful that I got this help today and I tried...

5
I am thankful that I got this help today and I tried everywhere else and got decline , lost hope and this just gave me that chance with the help that I needed urgently. Thank you Reviewed on: 18th February 2026

Very fast payment and within a few hours just wish t...

5
Very fast payment and within a few hours just wish the intrest was lower but a part from that really good company Reviewed on: 18th February 2026

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