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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,997 reviews, last reviewed 3rd Aug 2026
94% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service and very quick! Great service and very quick! No hassle and would reccomend Reviewed on: 3rd August 2026
Thor's avatar
Thor

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

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Moneyboat.co.uk Short-term loans reviews (1997)

Amazing company really helps you out

5
Amazing company really helps you out Reviewed on: 25th April 2026

True and fair

5
Good for when in a pinch, would never recommend to others due to the impact on their credit scores Reviewed on: 25th April 2026

The whole process was very easy and funded quickly

5
The whole process was very easy and funded quickly Reviewed on: 25th April 2026

I’ve used this service multiple times as a person wi...

5
I’ve used this service multiple times as a person with bad credit for emergencies and it has been very helpful Reviewed on: 25th April 2026

Easy process with a quick pay out to my account wit...

4
Easy process with a quick pay out to my account with no messing about. Reviewed on: 25th April 2026

It was a nice experience.

5
It was a nice experience. Am over excited about this loan app Reviewed on: 24th April 2026

Money Boat is quick, genuine and reliable.

5
Money Boat is quick, genuine and reliable. Money in account within 10 mins if repeat customer. Keep it up Moneyboat. You are truly living to your name. Reviewed on: 24th April 2026

Very very fast and reliable but, very high interest

4
Very very fast and reliable but, very high interest Reviewed on: 24th April 2026

Smooth and stress free experience with Moneyboat.

5
I had a really smooth experience with Moneyboat. The application process was quick and straightforward, and everything was clearly explained throughout. We were declined elsewhere, so we weren’t sure what to expect, but the decision came through quickly and the funds were in our account within around 15 minutes of approval, which was a huge help. It’s obviously important to borrow responsibly, but for a short-term solution when you need it, this was efficient, transparent, and reliable. A genuinely positive experience overall. Reviewed on: 24th April 2026

Easy and quick!

5
Easy and quick! Got the funds quickly, easy to navigate the process Reviewed on: 24th April 2026

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience. Write a review