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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,418 reviews, last reviewed 30th May 2026
242% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simple, straight forward application & loan Simple, straight forward application process, as a returning customer. Clear percentage and repaymnent plan for loan. For a short-term loan when neede... Read more Reviewed on: 30th May 2026
C King's avatar
C King

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1418)

Easy to use, efficient and fuss free

5
Easy to use, efficient and fuss free Reviewed on: 14th May 2026

Excellent

5
“Excellent experience overall! The app is very easy to use, fast, and well designed. The loan process was simple and straightforward, with clear information and no unnecessary complications. I really appreciated the quick approval time and the transparency throughout the entire process. Customer support was also friendly and responsive. I highly recommend this app to anyone looking for a reliable and convenient loan service.” Reviewed on: 14th May 2026

It was quick n easy no problems at all

5
It was quick n easy no problems at all Reviewed on: 14th May 2026

Was very easy to set up quick response and the money...

5
Was very easy to set up quick response and the money also came very fast so 5/5 experience for sure Reviewed on: 14th May 2026

Great short term solution

5
Great for short term loans for home improvements etc. fast and convenient Reviewed on: 14th May 2026

Seamless experience.

5
Seamless experience. Moneyboat is always there when you need a loan. They won't give you more than you can afford and the sweet spot is that you save on interests when you pay back early. Reviewed on: 14th May 2026

Easy & quick process, Money is quick too which is gr...

5
Easy & quick process, Money is quick too which is great. Reviewed on: 14th May 2026

Great service

5
Very easy to use lots of information and very helpfull Reviewed on: 14th May 2026

I applied for the loan after midnight and was approv...

5
I applied for the loan after midnight and was approved in principle, although for a lower amount. Then just after 6 a.m. I got an email asking for more details about why I wanted the loan. A few minutes after sending my reply I got a response to say that my loan had been approved and then money was in my account less than 15 minutes later. What a smooth process! The interest is very high low, hence the poor value for money. Reviewed on: 14th May 2026

responded good application didn’t take long

5
responded good application didn’t take long Reviewed on: 14th May 2026

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