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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,607 reviews, last reviewed 17th Jun 2026
277% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Helped me out very last minute on 2 occasions, the s... Helped me out very last minute on 2 occasions, the second time was literally midnight and I had the funds by 4am very quick with customer service and... Read more Reviewed on: 17th June 2026
Chloe 's avatar
Chloe

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1607)

Quick and easy

5
Quick and easy to fill out the form and receive the loan. You can also pay off earlier which costs less interest which worked out great for me. Would highly recommend if you’re struggling. Reviewed on: 1st May 2026

Quick process, but be mindful of costs

5
I took out a loan with Moneyboat and overall the experience was simple and fast. The application process was easy to complete and I received a response fairly quickly, which helped in an urgent situation. However, it’s important to be aware of the interest rates, as they can be quite high if you don’t repay on time. I would recommend carefully reading the terms before agreeing. Overall, it’s useful for emergencies, but not ideal as a long-term solution. Reviewed on: 30th April 2026

Very quick and efficient

5
Very quick and efficient service really helped me out last minute when I overspent Reviewed on: 30th April 2026

Easy to apply and quick funding when needed.

5
Easy to apply and quick funding when needed. Reviewed on: 30th April 2026

Very good application process and customer service

5
Easy online form to complete to apply and user friendly e-signature for loan agreement. Very good customer service when I called to query progress. Reviewed on: 30th April 2026

Amazing service, easy forms and really quick process.

5
Amazing service, easy forms and really quick process. Everything was sorted then same day. Approachable customer service, if you need to speak to someone. Reviewed on: 30th April 2026

Really easy process to apply and to receive funds in...

4
Really easy process to apply and to receive funds into banks. Great customer service Reviewed on: 30th April 2026

Quick and efficient!

5
Quick and efficient! Needed some breathing room quick and moneyboat helped massively! Reviewed on: 30th April 2026

I had an unexpected car bill ref potholes and needed...

5
I had an unexpected car bill ref potholes and needed some money and moneyboat came to my rescue, which im very pleased Reviewed on: 30th April 2026

Love how easy it was to apply, very quick pay outs a...

5
Love how easy it was to apply, very quick pay outs and recommend this to everyone rates are decent as well so if you are in a pinch then it’s a great option Reviewed on: 30th April 2026

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