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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,639 reviews, last reviewed 19th Jun 2026
283% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reasonable and easy to pay off early if you need to. Reasonable and easy to pay off early if you need to. Fast and not very explotative with interest like some other companies. Overall good experience. Reviewed on: 19th June 2026
Tomas Hinton's avatar
Tomas Hinton

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1639)

Always a fantastic quick service and very easy to use.

5
Always a fantastic quick service and very easy to use. Everything is explained in detail and e mails to go along with it. Excellent company! 5 stars all the way ! Reviewed on: 1st May 2026

Reliable

5
Fast and quick service, if you call a friendly team is in the other end. Just no complaints overall, the interest is a bit hight but expected on such loans. Reviewed on: 1st May 2026

Easy and quick online process...

5
The online application is easy to follow and very quick. The decision ans payout was very fasr aswell Reviewed on: 1st May 2026

Quick application process and decision.

5
Quick application process and decision. Everything was completed quickly. Reviewed on: 1st May 2026

Quick and Easy Process

5
I had a really smooth experience using Moneyboat. The application was straightforward and didn’t take long to complete. I received a quick decision, and the funds were transferred promptly. Everything was clearly explained, so there were no surprises. Would definitely use again if needed. Reviewed on: 1st May 2026

I was a return customer after a couple of years and...

5
I was a return customer after a couple of years and can’t fault them. Quick application and got paid within minutes. Really good service from them Reviewed on: 1st May 2026

Best for short term loans

5
This is third time I am using Moneyboat and all were excellent and easy process and money usually getting deposited within 15 minutes, I really recommended them as one of the top financial providers, interest rates acceptable for short term loans Reviewed on: 1st May 2026

I have used Moneyboat on more than one occasion and...

5
I have used Moneyboat on more than one occasion and they have been absolutely top notch and provide and easy streamlined and outstanding service Reviewed on: 1st May 2026

Easy to apply

5
Easy to apply no fuss,straight forward form filling nothing intrusive. Reviewed on: 1st May 2026

Very goo

5
Very fast and simple. Got the funds within minutes. Great help. Reviewed on: 1st May 2026

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