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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,642 reviews, last reviewed 19th Jun 2026
284% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick and prompt,excellent service Very quick and prompt,excellent service Reviewed on: 19th June 2026
Phillip S's avatar
Phillip S

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

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Moneyboat.co.uk Short-term loans reviews (1642)

I have used Moneyboat on more than one occasion and...

5
I have used Moneyboat on more than one occasion and they have been absolutely top notch and provide and easy streamlined and outstanding service Reviewed on: 1st May 2026

Easy to apply

5
Easy to apply no fuss,straight forward form filling nothing intrusive. Reviewed on: 1st May 2026

Very goo

5
Very fast and simple. Got the funds within minutes. Great help. Reviewed on: 1st May 2026

Money boat is easy to use and no hidden extras...

5
Money boat is easy to use and no hidden extras Reviewed on: 1st May 2026

Fast and secure.

5
Fast and secure. Very easy application Reviewed on: 1st May 2026

Quick and easy

5
Quick and easy to fill out the form and receive the loan. You can also pay off earlier which costs less interest which worked out great for me. Would highly recommend if you’re struggling. Reviewed on: 1st May 2026

Quick process, but be mindful of costs

5
I took out a loan with Moneyboat and overall the experience was simple and fast. The application process was easy to complete and I received a response fairly quickly, which helped in an urgent situation. However, it’s important to be aware of the interest rates, as they can be quite high if you don’t repay on time. I would recommend carefully reading the terms before agreeing. Overall, it’s useful for emergencies, but not ideal as a long-term solution. Reviewed on: 30th April 2026

Very quick and efficient

5
Very quick and efficient service really helped me out last minute when I overspent Reviewed on: 30th April 2026

Easy to apply and quick funding when needed.

5
Easy to apply and quick funding when needed. Reviewed on: 30th April 2026

Very good application process and customer service

5
Easy online form to complete to apply and user friendly e-signature for loan agreement. Very good customer service when I called to query progress. Reviewed on: 30th April 2026

Review Moneyboat.co.uk: Short-term loans now

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