Smart Money People Logo

Moneyboat.co.uk: Short-term loans reviews

4.57
Based on 167 reviews, last reviewed 8th Jul 2025
2400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
81%
See only 4 star reviews
11%
3 star
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Money boat was a life saver when I needed money for... Money boat was a life saver when I needed money for family emergency. The application was easy and straightforward. Thank you money boat! Reviewed on: 8th July 2025
Zeze's avatar
Zeze

Latest lowest rating:

1

Got accepted for my loan at 17. Got accepted for my loan at 17.20 on 16/05/2025 and still the funds haven’t cleared in my account Reviewed on: 17th May 2025
Christopher C's avatar
Christopher C

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience. Write a review

Moneyboat.co.uk Short-term loans reviews (167)

Very simple online and easy to communicate

4
This is my first loan with smart money however everything is very clear from the start. So will definitely recommend this company. Reviewed on: 27th November 2017

Great service

5
I’ve found it simple and easy to understand recommend to anyone else Reviewed on: 23rd November 2017

Excellent Customer Service from a fab company

5
MoneyBoat offer no-nonsense loans at an interest rate cheaper than the FCA Cap (unlike many of their peers). They also carry out extensive checks to minimise the risk of irresponsible lending. They answer any queries quickly and in a friendly manner. Much appreciated and recommended. Reviewed on: 22nd November 2017

Fast and efficient

5
Applied in the evening. Quick phonecall in the morning to confirm some details. Funds in account in the afternoon. Thank you. Reviewed on: 13th November 2017

fantastic

5
from start to being accepted the team were brilliant, thank you for all your help Reviewed on: 13th November 2017

Simple and fast

5
Great experience dealing with the money boat. Application was fast and simple, and money paid out the same day! Reviewed on: 13th November 2017

Very fast professional service

5
From start to finish I felt I was in the right hands, the customer service rep Sarah was clear and concise with the information she gave me and also what I needed to supply. Definitely recommend to friends. Reviewed on: 2nd November 2017

Moneyboat

5
Quick,easy and very helpful in time of need. I would highly recommend this service to anyone. Friendly and accommodating people also. Reviewed on: 17th October 2017

convenient and helpful

5
Great service and to apply the loan was convenience via online application. I found it easy way to accept the loan with moneyboat and get fund in the same day! would recommended. Reviewed on: 17th October 2017

Great easy to use

5
Can’t fault it , easy from start to finish Reviewed on: 13th October 2017

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience. Write a review