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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5397 reviews)

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4.96

Based on 5,397 reviews, last reviewed 15th Mar 2026

45300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Decent, thank Martin Lewis. Decent, thank Martin Lewis for informing about LISA. Reviewed on: 15th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5397)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Positive experience with Moneybox

My friend introduced me to moneybox at the start of the year as I was wanting to start up a lifetime ISA. So far I have had a really positive experience with them and glad I chose Moneybox instead of others. I am also going to look into other savings account I can start up with them as I have received very informative emails regarding their interest rates that beat my current savings account rate. Reviewed on: 27th March 2024

Bought our first home/still saving with moneybox now

We saved to buy our first home, it was so easy to set up and save. We finalised the sale near Christmas and we saw that it can take a few days to get the deposit to the solicitors. We wrote to customer service expressing how we would need this fast tracked to complete before Christmas and it was done the same day by the team. I have since opened a cash ISA with a brilliant rate and I am now saving into this regularly. I am 30 in May and I work in the financial sector, I understand how important it is to save from a young age. I have helped some of the 18/19 year old family friends open their own moneybox lifetime ISA’s. I explained how much of a great position they will be in at 29 if they can save little and often for the next ten years, they will have all they need to buy their own house and get the most of their money. I am a huge advocate for moneybox as I really feel that they have modernised saving. You can open a brilliant rate saving product in minutes with no fuss, no call centre waiting lines, no crap hold music, fast online fuss free customer service and if you encourage people to open it now, they will have decent investments in 10/20 years time. I work in the financial sector and I am familiar with financial products on offer, I chose moneybox as I feel they are up to date and fuss free. I have considered other providers but for me, they do not offer the ease of access, money management at my fingertips and cut out all of the annoying things such as having to spend ages on the phone. 10/10 service - as long as the rates stay competitive, app stays as simple and informative and the customer service stays as fast I will not be going elsewhere to save. Reviewed on: 27th March 2024

Help to buy ISA vs Lifetime ISA

Moneybox have been very helpful in managing my swap from a Help to Buy ISA to their Lifetime ISA. All the information on the app has been very clear and helpful in understanding all the conditions and all I need to know about my Lifetime ISA such as the terms and conditions of use. Reviewed on: 27th March 2024

Love It!

Love It! Easy to use! Better offers compared to other banks or apps. Reviewed on: 27th March 2024

I have been a Moneybox LISA customer for 4 years

I have been a Moneybox LISA customer for 4 years, and it’s been a wonderful experience. It’s by far the easiest and most pleasant app to navigate, and it’s given me full power and knowledge over my savings and investments. I have visibility and investment decision power over my pension, and I can manage my LISA with a few taps on my phone. It’s great, and the customer support team are very helpful and responsive. Reviewed on: 27th March 2024

100% recommend

Amazing app, so easy to access and understand and the tools and learning pages are amazing Reviewed on: 27th March 2024

I have used the moneybox LISA to save for the deposi...

I have used the moneybox LISA to save for the deposit of my first home. It was easy to set up and it provides an excellent interest rate. The app is user friendly and I particularly like the interest breakdown. Reviewed on: 27th March 2024

Best LISA

Easy live chat to customer service. App is simple to use. Best LISA on the market Reviewed on: 27th March 2024

Easy saving with Moneybox..

I have been saving with Lifetime ISA and moneybox has made it easier to deposit money weekly.and once off I start bank transfer. It also provides reminders towards end of tax year. It also provides good interest rate.for both the LISA and the savings pot. I have saved more than I thought was possible to save. Reviewed on: 27th March 2024

I recommend moneybox! :)

good interest, easy to use, helpful customer service, nice app interface, opportunities to win more money and incentives for investing - what more does a person want from a money app Reviewed on: 27th March 2024

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