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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5401 reviews)

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4.96

Based on 5,401 reviews, last reviewed 17th Mar 2026

45700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Moneybox have helped me achieve my financial goals f... Moneybox have helped me achieve my financial goals for the year and track my spending Reviewed on: 17th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5401)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Easy, modern banking

Easy modern banking. Value for money. Reviewed on: 18th March 2024

Brilliant experience and functionality

Brilliant UI/UX, easy to deposit money and track progress towards putting down a deposit on a house. Initial setup was simple and quick. It's so easy that I've been able to get multiple friends to sign up and start paying into a Lifetime ISA too, helping them on their journey to a house purchase. Oh and lastly, class-leading interest rates! Reviewed on: 16th March 2024

Outstanding functionality and seemlessly easy to use.

Outstanding functionality and seemlessly easy to use. Can see how your ISA is building with incoming collections, govement bonus dates and interest. can calculate how much it will grow and how much you need to invest to reach targets. Can round up change etc. brilliant app for Lifetime ISA. Reviewed on: 15th March 2024

Great interest rates and variety of products.

Great interest rates and variety of products. Easy to set up and the app keeps everything clear. We also used moneybox as a free mortgage broker and they are very knowledgeable. Reviewed on: 12th March 2024

Demystifies Saving

Very straightforward to use and simplifies something that could be complicated to people not used to managing money. App is designed very well and is super stable. Customer service is readily available. Targeted emails are really relevant and focussed. Reviewed on: 11th March 2024

Simply life changing app!

Simply life changing app! Helps people to understand how to plan the most important things in life. Pension and first house. Reviewed on: 11th March 2024

Moneybox LISA

I’m saving for a mortgage and read about the government bonus with LISA’s and Moneybox came up top from most reviews. I decided to go with them and been really happy. Their interface is easy to use, you can track your bonus earnings easily and the savings interest is pretty competitive too. You can add your partners savings to your account so you can keep track easily and just generally easy to use. Reviewed on: 11th March 2024

We've just bought our first home - with a huge leg u...

We've just bought our first home - with a huge leg up from the lifetime ISA! Reviewed on: 11th March 2024

Had a good experience overall with good customer ser...

Had a good experience overall with good customer service and the app is really easy to use, nice and clear with everything easy to find, any questions I did have were answered rapidly and well mannered Reviewed on: 11th March 2024

An easy to use app, with help just a few clicks away...

An easy to use app, with help just a few clicks away if you need to speak to someone. Saving for my first house with Moneybox is easy, and transferring my old Help to Buy ISA was straightforward too. Reviewed on: 4th March 2024

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